“I have been pleased with the service that I have gotten… since we moved our insurance to your agency in July 2003. Without exception, the people who have helped me have been as friendly, courteous, and knowledgeable as one could possibly expect. Keep up the good work!” – CS
CS – My staff members appreciate remarks like yours because it lets them know they’re doing their job right. We’re here to give you the best service at the lowest cost, and that’s a promise.
“In this economy, we needed Stu to cut our insurance expenses. He came through!” – RS, Westchester building owner
RS – Now, more than ever, it’s time to cut expenses wherever you can without exposing yourself to undue risk. Rents aren’t keeping up with expenses. Call me today; I can help improve your bottom line!
“In this economy, we needed Stu to cut our insurance expenses. He came through!” – RS, Westchester building owner
RS – Now, more than ever, it’s time to cut expenses wherever you can without exposing yourself to undue risk. Rents aren’t keeping up with expenses. Call me today; I can help improve your bottom line!
“Stu got us more coverage and still saved us over $12,000 this year.” – JS, NYC building owner
JS – It’s what I do!
Hi Mr. Cohen:
First of all, I would like to thank you very much for returning my phone call so promptly. I know you are busy man who gets pulled in every direction. As a long time customer, I have never had the kind of service from an insurance agency, as I have from your personnel. They are industrious, knowledgeable and have gone far above any expectation someone would have, all in a professional and congenial manner. There aren’t enough superlatives to adequately describe your office and the people who work there. I thank you for your time. God
bless.
- S. Angelopoulos
New York City Sidewalk Liability Exposure
In 2003 Mayor Bloomberg enacted two laws making a property owner abutting a New York City sidewalk responsible to maintain that sidewalk. Such maintenance includes the responsibility to construct, reconstruct, repave or repair the sidewalk, and to remove snow, ice, dirt or other material from the sidewalk. The property owner is liable for any injury or death resulting from the failure to
maintain such sidewalk.
Items that must be repaired/replaced include:
Lifted/uneven sidewalks, holes in sidewalks, extensive cracking or cracks that create an uneven surface or holes, flower boxes around trees must be in good repair and flush to the sidewalk if possible; the removal of ice, snow, dirt or other material from the sidewalk as often as needed to keep the sidewalk clear of any hazards.
The City is exempt from liability for any injury or death arising out of a property owner’s failure to maintain the sidewalk, except for instances involving exempt property (1-3 family owner occupied residential dwellings).
As a service, we remind owners and managers of NYC apartment buildings, some of the notices that must be posted in the hallway…
1. Multiple Dwelling Registration Number
2. Location of Boiler Room Key
3. Name & Contact Information For Managing Agent Or
Superintendent
4. No Smoking Sign
5. Smoke Detector Notice
6. Carbon Monoxide Detector Notice
7. HPD Certificate Of Inspection Visits
8. Detailed Fire Safety Plan
There are additional requirements for many buildings, and fines for not complying with these requirements. We suggest you check with HPD and the proper agencies to verify notices required for your building.
CITY BUILDING OWNERS INSURANCE PROGRAM
and Stu Cohen bring “Upgrade To Green” program to small
property owners in Brooklyn, Queens, and Manhattan.
Small building owners and brownstone owners can now have an “Upgrade To Green” endorsement added to their building insurance policy, that will automatically increase the building coverage by 25% to allow for “green upgrades and replacement” to rebuild after a loss.
Pressure on real estate owners to “go green” continues to rise. Adopting environmentally sustainable building practices and materials can be costly. This coverage eases the financial burden, enabling the building owner to rebuild the insured property with products that embrace sustainability principles and reduce the overall impact of the building on the environment. Coverage is available to both LEED certified and non-LEED certified buildings.
Coverage includes extra money to hire a LEED accredited architect or engineer, coverage to test for and remove air contaminants after reconstruction, coverage to upgrade the areas of energy efficiency including heating systems, water efficiency, indoor air quality, and general sustainability upgrades of flooring and other materials to conforming building materials.
Please contact us for more information, including cost.
