How much homeowners insurance should you get? If you say, “I paid this much for my house, so that’s how much insurance I need,” you should know that how the market values your home differs dramatically from how an insurance…
Insurance isn’t a “set it and forget it” deal. Treating it that way could mean you’re paying too much, aren’t adequately insured, or don’t have the right coverage. This is true for any type of insurance for two simple reasons:…
You’re excited to remove the “For Sale” sign at your new home or condo. A bit less exciting is selecting the right homeowners’ insurance for your new property. Choosing the right policy to protect your home is invaluable in the…
While homeowners insurance provides important financial protection against common losses, no one wants to go through the disruption and inconvenience of filing a claim. We’ve provided the information below in hopes of making the homeowners insurance claim process as smooth…
You haven’t filed a claim. You haven’t built an addition or made any changes to your home. So why did your insurance premiums go up? With inflation raising the costs of many items, you may assume that’s why your premiums…
Whether you collect unique items as a hobby or you own expensive jewelry or artwork, it’s important to make sure these high-value items are covered by your homeowner's insurance policy. While your policy likely provides general, limited coverage for collectibles,…
Homeowners’ insurance offers a financial safety net against many of life’s curveballs. However, each claim you file comes with a risk. Your insurance company can raise your rates, or, if you’ve filed multiple claims in a short time frame, drop…
Congratulations! You’ve paid off your mortgage. Your mortgage payment probably included extra funds for property taxes and insurance. Of course, you’ll still have to pay taxes. But now that you don’t have a lender requiring insurance, can you drop your…
Property, casualty and vehicle insurance can be complicated. This probably helps explain why some misconceptions about insurance persist, even among people who’ve been buying insurance for years. Here are some mistaken beliefs that are surprisingly common. All policies are pretty…
One of the most valuable things you can do to protect yourself in case of a fire, burglary or similar event is to compile a home inventory. Now, when you’re probably home more than usual, is a great time to…