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City Building Owners Insurance Editorial Team

Research, Reporting, and Insurance Expertise

The City Building Owners Insurance Editorial Team develops educational resources to help New York City property owners navigate building regulations, manage property risks, and make informed insurance decisions. Our articles address the issues affecting owners of multifamily buildings, brownstones, townhomes, and other residential properties throughout the five boroughs, from compliance requirements and property maintenance to insurance coverage and risk management.

Our editorial research is led by Mistina Picciano, a professional writer and content strategist with 20 years of experience covering New York City construction codes, building regulations, and compliance requirements. Her work for City Building Owners Insurance focuses on the rules and responsibilities affecting NYC property owners, including requirements administered by the Department of Housing Preservation and Development (HPD), Department of Buildings (DOB), and other city agencies. She translates complex regulatory and technical information into clear, practical guidance that helps property owners understand their obligations and manage compliance-related risks.

All editorial content is reviewed by Stuart (Stu) Cohen, Founder and Principal of the City Building Owners Insurance Program. With more than 49 years of experience specializing in insurance for multifamily buildings, brownstones, and residential properties in the greater New York City area, Stu brings firsthand industry knowledge to the editorial process. His expertise in insurance underwriting, property risk management, and coverage strategies helps ensure that our content addresses the real-world insurance implications of building ownership and maintenance.

Together, this combination of regulatory research and insurance expertise enables the editorial team to help property owners understand their responsibilities, identify potential exposures, and make better-informed decisions about protecting their properties.

Our Editorial Approach

The City Building Owners Insurance Editorial Team is committed to producing accurate, useful, and accessible information for New York City property owners. Our articles draw on publicly available guidance from city and state agencies, applicable regulations, and insurance industry knowledge.

We strive to explain not only what property owners are required to do, but also why those requirements matter and how property conditions, maintenance practices, and regulatory compliance may influence insurance eligibility, coverage, and costs.

Because building regulations and insurance requirements can change, property owners should consult the appropriate government agencies and qualified professionals when making decisions about their individual properties.

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