NYC Landlord & Building Owner Insurance Insights
These articles are intended to help NYC landlords and building owners make informed insurance and risk management decisions. You will find practical guidance on liability exposures, compliance issues, common claims, and coverage considerations that can affect insurability, premiums, and long-term stability.
NYC Heat Season 2026–2027: Rules Landlords Need to Know
New York City’s 2026–2027 Heat Season starts on October 1. In addition to ensuring their heating systems are ready, building owners need to know about an important change in how…
Should NYC Landlords Require Renters Insurance? What Building Owners Need to Know
For many New York City landlords, requiring tenants to carry renters insurance is an important risk-management practice. Increasingly, it may also be an underwriting issue. Depending on the insurance company…
Fall Maintenance Checklist for NYC Area Landlords
Cooler temperatures and brightly colored foliage herald the arrival of fall here in the New York City area. In addition to clearing leaves from gutters and drains, building owners should…
How to Clear NYC OATH Violations and Reduce Your Insurance Risk
This article is part of a series on resolving property violations in New York City. See also: How to Clear NYC Property Violations – HPD and How to Clear NYC…
Use These Landlord Resources to Protect Your Insurance
Owning and managing a building in New York City can be complicated. Regulations change frequently. Obscure compliance issues can cause premium increases and dropped coverage. Managing risk can feel like…
The Difference Between Contents and Structures Insurance Coverage
If you’ve ever purchased—or simply researched—property insurance, you’ve likely encountered the terms “contents” and “structures” coverage. In a nutshell, “structures” refers to the insured building and other structures, and “contents”…
How to Clear NYC HPD Violations and Protect Your Building’s Insurability
Why HPD Violations Put Your Building Insurance at Risk A violation issued by NYC Housing Preservation & Development (HPD) is more than an annoyance or potential legal issue. It can…
Save on NYC Brownstone Insurance with the New York Brick & Brownstone Program
New York City’s brownstones are pieces of history that are an integral part of what makes New York City unique and historic. Because of their historic nature, brownstones have special…
How NYC Landlords Prepare for a Building Insurance Evaluation and Come Out Ahead
What Is a Building Insurance Evaluation? A building insurance evaluation—sometimes called an insurance inspection—is a formal on-site assessment conducted by or on behalf of your insurance carrier to determine the…
Property Registration for New York City Landlords—Get Started Now
New York City’s Department of Housing Preservation & Development (HPD) requires annual property registration by owners of residential buildings that meet the following requirements: Multiple dwelling (3 or more residential…