NYC Landlord & Building Owner Insurance Insights
These articles are intended to help NYC landlords and building owners make informed insurance and risk management decisions. You will find practical guidance on liability exposures, compliance issues, common claims, and coverage considerations that can affect insurability, premiums, and long-term stability.
Small Residential Buildings Must Use Official NYC Bins Starting June 2026
If you own a residential property with one to nine units in New York City, an important sanitation deadline is approaching. While smaller buildings can currently use any trash container…
Electrical Safety Risks NYC Landlords Can’t Ignore
May is National Electrical Safety Month, making it a good time for New York City property owners to take a closer look at one of the most common—and often overlooked—sources…
Dog-Related Injuries Cause $1.86 Billion in Liability Claims
Even landlords who love dogs might want to rethink the pet policy for their buildings. According to the Insurance Information Institute (III) and State Farm, dog bites and other dog-related injuries cost…
Spring Maintenance Checklist for Landlords and Building Owners
After a particularly brutal winter, spring has finally arrived in the Northeast. Now is the time for building owners and landlords to inspect their properties for issues that may have…
Why Some NYC Small Buildings Qualify for Better Insurance Programs
Every owner of a small rental property in New York City, especially if they’ve been an owner for a while, knows that insurance is more difficult than ever. Premiums are…
How Small NYC Building Owners Can Battle Rising Insurance Rates
Owners of small buildings in New York City are facing an almost impossible insurance market with: Rising rates Fewer carrier options Premium spikes Upfront payment demands Insurance costs for multifamily…
SPONY: A Valuable Resource for Small Building Owners in NY
Many owners of small buildings, especially newer landlords, may not be aware of an organization just for them. For more than 40 years, Small Property Owners of New York (SPONY)…
Why Property Ownership Changes Can Affect Your Building Insurance Coverage
Does the name on your insurance policy match the name on your property deed? Does it match exactly? This might sound like a trick question. Unfortunately, it’s a situation that…
Slip-and-Fall Risk Management for NYC Landlords and Building Owners
A slip, trip or fall can mean nothing more than a bruise and a little embarrassment, or it can result in serious injury, litigation, and costly insurance claims. Every year,…
How NYC Landlords Manage Risk to Maintain Insurable Buildings
Landlord insurance in New York City is tricky. This guide outlines critical risk management factors that influence insurance eligibility, pricing, and coverage for New York City landlords. Each section addresses…