Landlord / Building Owner Articles
Does Your Landlord Insurance Include Loss of Rents Coverage?
Most businesses can’t buy insurance against loss of income. If no one shops in a store or eats in a restaurant on a given day, the insurer won’t replace the…
Dog-Related Injuries Cause Almost $800 Million in Liability Claims
Man’s best friend doesn’t always act so friendly. The Centers for Disease Control and Prevention (CDC) estimates that about 4.5 million people are bitten by dogs each year in the…
Sure It’s Insured? Watch Out for Common Insurance Misconceptions
Property, casualty and vehicle insurance can be complicated. This probably helps explain why some misconceptions about insurance persist, even among people who’ve been buying insurance for years. Here are some…
What Insurance Does a Landlord Need?
What insurance does a landlord need? This article covers both basic landlord insurance and optional coverage you may want to consider. If you’re considering renting out your property and you’re…
A Guide to Insuring Mixed-Use Buildings
Owners of small buildings in New York City face a number of insurance challenges. But for owners of mixed-use buildings - those properties with commercial space on the ground floor…
What’s Your Sign? NYC Landlord Requirements for Signs & Notices
Various New York laws require landlords to post specific signs and notices for tenants. These include the Housing Maintenance Code (part of the NYC Administrative Code), the Multiple Dwelling Law,…
7 Ways to Improve Building Safety and Security
As a building owner, you want to keep your building and your tenants safe. But in a world of increasing crime rates, it can be difficult. Many things can happen,…
New York’s ‘Indoor Allergen’ Law: What Landlords Need to Know
New York’s Local Law 55 of 2018 created additional obligations for owners of multiple dwellings (3+ units) when it comes to pests, molds and other allergens. Owners must perform annual…
Sewer Backup Coverage: A Building Owner’s Friend
If you've received our postcards, you may have noticed that our policies include sewer backup coverage. That's because backed-up sewers can cause a great deal of damage to floors, walls,…
2020 Insurance Fraud Hall of Shame
Falsely accusing restaurants and grocery stores of sickening their family for six-figure insurance payouts. Recruiting homeless people to stage accidents to collect big payouts. Insurance scammers are nothing if not…