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Below is a detailed list of the general terms and conditions for using this website, owned and maintained by City Building Owners Insurance, the Somers Agency, and contractors or employees for the business (further referred to within this document as City Building Owners).

Authorization of use

City Building Owners hereby authorizes any person to access this website for informational purposes only. City Building Owners reserves the right to terminate access to this website at any time without notice. The data, information, and material included on this website is copyrighted by City Building Owners. All rights are reserved under the copyright laws of the United States of America. No part of this website may be redistributed, copied or reproduced without the prior written consent of City Building Owners.

No warranties

The user of this website assumes all responsibility and risk for the use of this website and the internet generally. City Building Owners and its affiliated companies disclaim all warranties, representations or endorsements, expressed or implied, with regard to the data, information, and material included in, or accessible from, this website or the internet, including, but not limited to, all implied warranties of merchantability, fitness for a particular purpose or noninfringement.

City Building Owners and its affiliated companies have the right to discontinue, change or update any data, information or material included in the website without prior notice and they do not assume any legal liability or responsibility for the accuracy, completeness or usefulness of any data, information or material included in, or accessible from, this website. No advice or information given by City Building Owners or its affiliated companies shall create any warranty.

Neither City Building Owners nor its affiliated companies warrants that the data, information, and material included on the website or on the internet will be uninterruptable, error-free or that any data, information, software or other material accessible from this website is free of viruses or other harmful components.

Several of our pages describe various insurance products. The availability of a specific product may differ from state to state. The product descriptions are general in nature and the insurance coverages are subject to the specific terms of the actual policies issued. If you are interested in the terms and conditions of a specific product, please contact us at for additional information.

Disclaimer of liability

In no event shall City Building Owners or its affiliated companies be liable for any compensatory, special, direct, incidental, indirect or consequential damages, exemplary damages or any damages whatsoever resulting from loss of use, data, information or profits arising out of, or in connection with, the use or performance of the data, information or material included in this website or on the internet generally or on any other basis.

Disclaimer for links

Although this site includes links providing direct access to other internet sites, City Building Owners and its affiliated companies take no responsibility for the content or information contained on those other sites and do not exert any editorial or other control over those other sites.

Electronic communications

City Building Owners will not be deemed to have accepted any electronic communication unless City Building Owners provides the sender of the electronic communication with an acknowledgment verifying receipt of the communication. If City Building Owners sends any electronic communication, City Building Owners will assume the communication was received intact by the intended recipient. The recipient of such message must notify City Building Owners if the transmission was not received or was not received in a readable format.


Despite the security measures taken by City Building Owners, there is an inherent risk in disclosing personal information over the internet. Anyone electronically transmitting personal information assumes the risk that such information may be disclosed or intercepted by unintended third parties, and City Building Owners disclaims all liability resulting from such interception or disclosure. Anyone who wishes to apply for an insurance quote who is concerned about maintaining the security of their personal information may fax, mail, or email the information to:

City Building Owners Insurance
293 Route 100, Suite 109
Somers, NY 10589  USA

Privacy Policy

You can find detailed information on our Privacy Policy here.



Last Edited on 2017-10-17

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