Homeowner Articles
Can Your Homeowners Insurance Weather Storm Season?
When the remnants of Hurricane Ida struck the Northeast, many property owners discovered that their homeowners’ insurance excluded damage caused by floodwaters. Both coastal flooding—overflow of inland or tidal waters—and…
Replace Your Federal Pacific Electric Breaker Panel Now
Your breaker panel is supposed to keep your home safe by guarding against serious electrical problems, such as: Circuit overloads Short circuits Outside power surges But sometimes your breaker panel…
Why You Need to Know Your Insurance Company Rating
Do you know the financial rating of your insurance company? We recently had representatives of a New York City co-op approach us because someone in the building wanted to finance…
How to Protect Your Home Against Water Damage
Rain, snow and ice can be lovely to watch when they’re outside your home. But when the water comes inside? Not so much. Water damage is one of the most…
What You Need to Know about Storms and Tree Damage
From summer thunderstorms to tropical storms and hurricanes, Mother Nature has a way of keeping us on our toes—indoors and hoping the power stays on. Trees often provide the most…
Do you need an umbrella policy for a rainy day?
Once you've found the right commercial property coverage for your residential building, the final item you should consider is an umbrella policy, sometimes known as an excess liability policy. This…
Do Insurance Needs Change When the Mortgage Is Paid Off?
Congratulations! You’ve paid off your mortgage. Your mortgage payment probably included extra funds for property taxes and insurance. Of course, you’ll still have to pay taxes. But now that you…
Quiz: Test Your Fire Safety Knowledge
The Fire Department City of New York (FDNY) responds to more than 2,000 structural fires (those that occur in buildings) each month. Hopefully, you’ll never be involved in such an…
Considerations for Finishing a New York City Basement or Cellar
While finishing a basement can expand a home’s living space, this home improvement project carries additional considerations in the five boroughs. Other blog posts address New York City requirements for basement…
NYC Homeowners Can Save on Water and Sewer Line Protection
While New York City maintains its water and sewage system, homeowners are responsible for the lines that run from the exterior of their property to the service lines in the…