Homeowner Articles
A Spring-Cleaning Checklist for Homeowners
Few annual traditions are as satisfying as spring’s deep cleaning: throwing open the windows, scrubbing and dusting, getting rid of clutter, and rejuvenating every room. Where to start? This handy…
What is your liability if your dog bites someone?
In The Pink Panther Strikes Again, Chief Inspector Jacques Clouseau notices a dog while checking into an inn, and asks the innkeeper if his dog bites. Assured by the innkeeper…
How to Boost Home Security and Safety
There are plenty of logical reasons to improve home security and safety, including: According to the FBI, a burglar strikes every 25.7 seconds in the US. That means more than…
How to Prevent Carbon Monoxide Poisoning
You can’t see it. You can’t smell it. Carbon monoxide is a silent killer that can invade almost any home or vehicle without warning. Every year, according to the Centers…
Sure It’s Insured? Watch Out for Common Insurance Misconceptions
Property, casualty and vehicle insurance can be complicated. This probably helps explain why some misconceptions about insurance persist, even among people who’ve been buying insurance for years. Here are some…
When to Budget for Major Home Expenses
How long is your roof going to last? When should you budget for a new furnace? How much should you expect to spend on repairs and maintenance every year? What…
The Difference Between Contents and Structures Insurance Coverage
It’s not unusual that a landlord or residential building owner doesn’t know how much of his contents are covered on his insurance policy. Do you know if you're properly protected…
2020 Insurance Fraud Hall of Shame
Falsely accusing restaurants and grocery stores of sickening their family for six-figure insurance payouts. Recruiting homeless people to stage accidents to collect big payouts. Insurance scammers are nothing if not…
How Working from Home Can Affect Your Insurance
Your office has closed, and you’re working from home. Or maybe you’re self-employed or running a side hustle from a home office. Whether you’re sitting at the kitchen table with…
Get Ready for New York City’s Heat Season
New York City requires building owners to provide tenants with heat and hot water. Heat requirements go into effect during "Heat Season," while hot water must be provided year-round, 24…