Homeowner Articles
Before Filing a Claim, Ask Yourself These Questions
Even though homeowners insurance provides critical financial protection, no one enjoys paying insurance premiums. It’s no surprise that many people think about filing a claim with their homeowners insurance when…
Stay Safe During National Electrical Safety Month
May is National Electrical Safety Month, making this a good time to review electrical safety. Electricity can be dangerous, whether the hazard is a crane contacting an overhead line or…
What is your liability if your dog bites someone?
In a country where 25% of households own at least one pet, dogs are the most popular species. Nearly 90 million dogs live in 65 million U.S. households. There are…
Spring Cleaning? Don’t Forget Your Homeowners Insurance
Spring has officially arrived. Daylight Saving Time has returned. And as the weather turns warmer, many people are taking part in the ritual of spring cleaning. This practice often involves…
Spring Safety Tips for Homeowners
As the days get longer and temperatures climb, many people tackle spring cleaning chores as they air out their homes and spend more time outdoors. We invite you to add…
12 Tips to Avoid Kitchen Fires (and What to Do if One Occurs)
It isn’t just sharp knives and overindulgence in cooking wine that makes kitchens dangerous places. According to the National Fire Protection Association (NFPA), cooking fires are the leading cause of…
Home Replacement Cost vs. Market Value: What’s the Difference?
Homeowners often wonder why their home's replacement cost differs from its market value and how those two numbers should affect homeowners insurance decisions. Your home’s replacement cost reflects what it…
Warning Signs Your Home Could Need a New Roof
The roof is one of the most essential—and expensive—parts of your home. While a roof is built to last years, it will need to be eventually replaced. Also, the actual…
Eco-Friendly Appliances Offer Long-Term Savings and Environmental Benefits
When it comes time to replace appliances, low- to mid-price devices can save money up front while eco-friendly appliances typically carry a higher price tag. It can be tempting to…
Keep Your Basement Dry with These Tips
Nothing strikes terror into a homeowner’s heart like coming home to water flooding the basement. Unfortunately, climate change has made basement floods increasingly common. It’s not only a pain to…