Homeowner Articles
6 Signs You Need a New Insurance Agent
Change is hard. Whether you’re considering a new insurance agent or a new hairstylist, it’s usually easier to stick with the one you have. But the one you have might…
NFIP Receives Extension as Risk Rating 2.0 Goes into Effect
As global warming continues to produce catastrophic storms, more homeowners are discovering—often too late—the need for flood insurance. Historically, flood insurance premiums were dictated by Flood Insurance Rate Maps (FIRMs),…
Common Plumbing Problems and How to Deal with Them
The following article is a guest post by Rachel Watson Plumbing-related issues are some of the most dreaded problems of home and building owners. Though most of the time they…
Can Your Homeowners Insurance Weather Storm Season?
When the remnants of Hurricane Ida struck the Northeast, many property owners discovered that their homeowners’ insurance excluded damage caused by floodwaters. Both coastal flooding—overflow of inland or tidal waters—and…
Replace Your Federal Pacific Electric Breaker Panel Now
Your breaker panel is supposed to keep your home safe by guarding against serious electrical problems, such as: Circuit overloads Short circuits Outside power surges But sometimes your breaker panel…
Why You Need to Know Your Insurance Company Rating
Do you know the financial rating of your insurance company? We recently had representatives of a New York City co-op approach us because someone in the building wanted to finance…
How to Protect Your Home Against Water Damage
Rain, snow and ice can be lovely to watch when they’re outside your home. But when the water comes inside? Not so much. Water damage is one of the most…
What You Need to Know about Storms and Tree Damage
From summer thunderstorms to tropical storms and hurricanes, Mother Nature has a way of keeping us on our toes—indoors and hoping the power stays on. Trees often provide the most…
Do Insurance Needs Change When the Mortgage Is Paid Off?
Congratulations! You’ve paid off your mortgage. Your mortgage payment probably included extra funds for property taxes and insurance. Of course, you’ll still have to pay taxes. But now that you…
Quiz: Test Your Fire Safety Knowledge
The Fire Department City of New York (FDNY) responds to more than 2,000 structural fires (those that occur in buildings) each month. Hopefully, you’ll never be involved in such an…