Homeowners Insurance and Property Protection Insights

Your home may be insured, but do you know whether your insurance covers everything in your home? Depending upon your policy, one or more of these items may be excluded—or…

The Atlantic hurricane season, which starts on June 1 and extends through November 30, is underway. This year, the National Oceanographic and Atmospheric Administration (NOAA) predicts a 35% chance of a near-normal…

Most people know to contact an insurance agent/broker or insurance company when they need to file a claim, ask about coverage, or change their policy. But many common situations should…

If you've bought an older home in the New York area, whether in the city or one of the surrounding suburbs, or you're coming up on renewal, your insurer may…

When comparing landlord insurance quotes, the lowest premium can look like the smart choice. But a cheaper policy from a financially weak carrier isn't a discount; it's a deferral. You're…

Now that temperatures are heating up in the Northeast, pests, both furry and many-legged, are looking for a way into your home. As noted by the New York City Health…

With kids out of school and sunshine (usually) in abundance, the summer months are the perfect time to enjoy the outdoors. As the song says, the living may be easy,…

Many people who don’t live in flood-prone areas assume that their homeowners’ insurance policy will protect them during storm season. For homeowners in the mid-Atlantic, especially the New York metropolitan…

How much homeowners insurance should you get? If you say, “I paid this much for my house, so that’s how much insurance I need,” you should know that how the…

May is National Electrical Safety Month, making it a good time to take a closer look at one of the most common—and often overlooked—sources of risk in residential properties: electrical…