Homeowners Insurance and Property Protection Insights

Insurance isn’t a “set it and forget it” deal. Treating it that way could mean you’re paying too much, aren’t adequately insured, or don’t have the right coverage. This is…

Autumn has arrived here in the Northeast. Spending a day or two this fall on a few annual maintenance tasks can help prevent common winter emergencies like home heating system…

If you’ve ever purchased—or simply researched—property insurance, you’ve likely encountered the terms “contents” and “structures” coverage. In a nutshell, “structures” refers to the insured building and other structures, and “contents”…

Homeowners insurance can be complicated, which may explain why some misconceptions persist even among people who’ve been buying insurance for years. Unfortunately, misunderstanding what your policy does—and doesn't—cover can become…

If you've bought an older home in the New York area, whether in the city or one of the surrounding suburbs, or you're coming up on renewal, your insurer may…

Your home may be insured, but do you know whether your insurance covers everything in your home? Depending upon your policy, one or more of these items may be excluded—or…

The Atlantic hurricane season, which starts on June 1 and extends through November 30, is underway. This year, the National Oceanographic and Atmospheric Administration (NOAA) predicts a 35% chance of a near-normal…

Most people know to contact an insurance agent/broker or insurance company when they need to file a claim, ask about coverage, or change their policy. But many common situations should…

When comparing landlord insurance quotes, the lowest premium can look like the smart choice. But a cheaper policy from a financially weak carrier isn't a discount; it's a deferral. You're…

Now that temperatures are heating up in the Northeast, pests, both furry and many-legged, are looking for a way into your home. As noted by the New York City Health…