Homeowner Articles
Protect Your Home or Business from Rain Damage
Your home or commercial building is insured against rain and rain damage, right? If the roof leaks or the rain causes water damage for some other reason, most owners assume…
City Building Owners Insurance: Celebrating 45 Years of Service and Support
From a telephone on a dining room table to one of the largest specialty insurance brokers in New York City, the insurance agency founded as Stuart E. Cohen Ltd. has…
Top 5 Homeowners Insurance Claims (and Tips for Avoiding Them)
Homeowners’ insurance offers a financial safety net against many of life’s curveballs. However, each claim you file comes with a risk. Your insurance company can raise your rates, or, if…
How to Prevent Fires with Smart Home Technology
No longer the stuff of science fiction, smart home technology is here to stay. Global consumer spending is estimated to reach $123 billion by the end of 2021, according to…
Stay Safe While Celebrating Halloween
After the pandemic canceled many Halloween celebrations last year, Americans are on track to spend a record amount on the spooky holiday in 2021. The National Retail Federation (NRF) estimates…
6 Signs You Need a New Insurance Agent
Change is hard. Whether you’re considering a new insurance agent or a new hairstylist, it’s usually easier to stick with the one you have. But the one you have might…
NFIP Receives Extension as Risk Rating 2.0 Goes into Effect
As global warming continues to produce catastrophic storms, more homeowners are discovering—often too late—the need for flood insurance. Historically, flood insurance premiums were dictated by Flood Insurance Rate Maps (FIRMs),…
Common Plumbing Problems and How to Deal with Them
The following article is a guest post by Rachel Watson of Precision Air & Plumbing. Plumbing-related issues are some of the most dreaded problems of home and building owners. Though…
Can Your Homeowners Insurance Weather Storm Season?
When the remnants of Hurricane Ida struck the Northeast, many property owners discovered that their homeowners’ insurance excluded damage caused by floodwaters. Both coastal flooding—overflow of inland or tidal waters—and…
Replace Your Federal Pacific Electric Breaker Panel Now
Your breaker panel is supposed to keep your home safe by guarding against serious electrical problems, such as: Circuit overloads Short circuits Outside power surges But sometimes your breaker panel…