Homeowner Articles
Do Insurance Needs Change When the Mortgage Is Paid Off?
Paid off your mortgage? Congratulations! Your monthly mortgage payment probably included extra funds for property taxes and insurance. Of course, you’ll still have to pay taxes. But now that you…
The Difference Between Contents and Structures Insurance Coverage
If you’ve ever purchased—or simply researched—property insurance, you’ve likely encountered the terms “contents” and “structures” coverage. In a nutshell, “structures” refers to the insured building and other structures, and “contents”…
Can Your Homeowners Insurance Weather Storm Season?
Various sources, including the National Oceanic and Atmospheric Administration (NOAA), predict an especially active 2024 Atlantic hurricane season, which started on June 1 and continues through November 30. The NOAA…
Protect Your Home While Traveling
Planning to travel this summer? If so, you’re not alone. According to the Summer Travel Survey 2024 published by The Vacationer, nearly 82% of American adults plan to travel this…
How to Identify and Address Gaps in Your Homeowners Insurance
You may not have considered homeowner’s insurance policy gaps. You own a home. You buy homeowners insurance. Simple, right? Not always. There are a number of situations a standard homeowner’s…
Enjoy the Outdoors with These Summer Safety Tips
With kids out of school and sunshine (usually) in abundance, the summer months are the perfect time to get outside. Spending more time outdoors also increases the potential for accidents,…
Before Filing a Claim, Ask Yourself These Questions
Even though homeowners insurance provides critical financial protection, no one enjoys paying insurance premiums. It’s no surprise that many people think about filing a claim with their homeowners insurance when…
Stay Safe During National Electrical Safety Month
May is National Electrical Safety Month, making this a good time to review electrical safety. Electricity can be dangerous, whether the hazard is a crane contacting an overhead line or…
What is your liability if your dog bites someone?
In a country where 25% of households own at least one pet, dogs are the most popular species. Nearly 90 million dogs live in 65 million U.S. households. There are…
Spring Cleaning? Don’t Forget Your Homeowners Insurance
Spring has officially arrived. Daylight Saving Time has returned. And as the weather turns warmer, many people are taking part in the ritual of spring cleaning. This practice often involves…