Tips for Landlords, Building and Home Owners
Use These Landlord Resources to Protect Your Insurance
Owning and managing a building in New York City can be complicated. Regulations change frequently. Obscure compliance issues can cause premium increases and dropped coverage. Managing risk can feel like…
The Difference Between Contents and Structures Insurance Coverage
If you’ve ever purchased—or simply researched—property insurance, you’ve likely encountered the terms “contents” and “structures” coverage. In a nutshell, “structures” refers to the insured building and other structures, and “contents”…
How to Clear NYC HPD Violations and Protect Your Building’s Insurability
Why HPD Violations Put Your Building Insurance at Risk A violation issued by NYC Housing Preservation & Development (HPD) is more than an annoyance or potential legal issue. It can…
Save on NYC Brownstone Insurance with the New York Brick & Brownstone Program
New York City’s brownstones are pieces of history that are an integral part of what makes New York City unique and historic. Because of their historic nature, brownstones have special…
These 6 Common Homeowners Insurance Myths Could Cost You Money
Homeowners insurance can be complicated, which may explain why some misconceptions persist even among people who’ve been buying insurance for years. Unfortunately, misunderstanding what your policy does—and doesn't—cover can become…
How NYC Landlords Prepare for a Building Insurance Evaluation and Come Out Ahead
What Is a Building Insurance Evaluation? A building insurance evaluation—sometimes called an insurance inspection—is a formal on-site assessment conducted by or on behalf of your insurance carrier to determine the…
What to Expect When Your Homeowners Insurance Company Inspects Your House
If you've bought an older home in the New York area, whether in the city or one of the surrounding suburbs, or you're coming up on renewal, your insurer may…
4 Steps to Insuring Collectibles & High-Value Items
Your home may be insured, but do you know whether your insurance covers everything in your home? Depending upon your policy, one or more of these items may be excluded—or…
Property Registration for New York City Landlords—Get Started Now
New York City’s Department of Housing Preservation & Development (HPD) requires annual property registration by owners of residential buildings that meet the following requirements: Multiple dwelling (3 or more residential…
What You Need to Know About Floods and Flood Insurance
The Atlantic hurricane season, which starts on June 1 and extends through November 30, is underway. This year, the National Oceanographic and Atmospheric Administration (NOAA) predicts a 35% chance of a near-normal…