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New York City Landlord Insurance

Affordable Landlord Insurance, Backed by Personal Service

Why Landlord Insurance Matters

Rental properties require specialized coverage because they face higher risks. Protect your investment with a landlord insurance policy that includes the following:

  • Property damage. Covers repairs caused by fire, storms, vandalism and other covered events.
  • Liability protection. Protects against legal claims if a tenant or visitor is injured on your property.
  • Loss of rental income. Reimburses you for lost rent if a covered event makes your property uninhabitable.
  • Optional protection. Safeguards you from specific types of loss, such as floods, water backup and more.

City Building Owners Insurance provides policies designed specifically for landlords, ensuring your rental income and property are well protected.

Building owners need renters insurance if they are their own tenant

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New York Landlord Insurance: What You Need to Know

Landlords in New York City face unique insurance challenges. In fact, many national insurance companies do not cover properties in New York’s five boroughs due to complex building codes, robust regulatory requirements, and special considerations for brownstones and other historic properties.

Since 1976, City Building Owners Insurance has specialized in insuring rental properties in New York City. Our landlord policies provide comprehensive coverage and competitive rates, supported by hands-on service.

  • 50% of our clients save money without changing coverage levels
  • 50% of our clients receive better coverage for similar premiums
  • 92% of our clients come back year after year

With decades of experience, our team ensures that landlords get the right coverage at the best rates available.

Additional Protection Options for Landlords

Many landlords opt for extra protection to safeguard their properties and rental income. Consider these add-ons:

  • Loss of Rents Coverage. Replaces lost rental income if your property becomes uninhabitable due to a covered event.
  • Ordinance or Law Coverage. Provides additional funds for code compliance when repairing or rebuilding.
  • Umbrella Coverage. Increases the liability protection of a standard landlord insurance policy.

Our experienced team ensures you get the best possible coverage at the most competitive rates.

How City Building Owners Insurance Can Help

We specialize in New York landlord and building insurance, offering:

  • Custom policies tailored to your property’s needs
  • Competitive pricing to save you money
  • Expert support to navigate policy complexities
  • Fast, free quotes so you can compare coverage options

Get Your Free Landlord Insurance Quote Today

Don’t wait until an unexpected event causes financial loss. Get a free landlord insurance quote today and let City Building Owners Insurance help you secure the best coverage for your property.

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