Homeowner Articles
Winter Weather Home Protection When You’re Away From Home
You need to understand winter weather home protection because when you leave home in the winter, whether for a quick vacation or a longer stay somewhere warm, you want to…
Other Structures: What They Are and How They’re Insured
What is considered Other Structures on homeowners insurance? You’d expect homeowner’s insurance to cover your home from damage, theft and liability. And it does. Your homeowner’s insurance can also offer…
Are you sure you have enough insurance? (Most homeowners don’t.)
Chances are, if your home were destroyed tomorrow, your insurance company would only pay for part of it. According to national surveys, 60% of all homeowners are underinsured. And not…
Insuring Rental Property: Factors That Affect Your Premiums
Whether you need homeowner’s insurance in Park Slope, renter’s insurance in the Bronx, or landlord insurance on the Upper East Side, insurance companies look at many of the same factors…
Before Filing a Claim, Ask Yourself Three Questions
If your house burns down, burglars strip your home of valuables, or a tree caves in your roof, there’s no question. Contact your insurance company or agent/broker immediately, and start…
How to Protect Yourself Against Home Repair Scams
A contractor knocks on your door with a great deal “because we just did work for your neighbor and have material left over.” An ad promises a super low price…
Homeowners Associations and Fraud: What You Need to Know
If you live in a property with a private homeowners' association (HOA), like many condominium and co-operative buildings in the New York City area, homeowner association fraud is a real…
Mind the Gaps (in Your Homeowners Insurance Policy)
You may not have considered homeowner's insurance policy gaps. You own a home. You buy homeowners insurance. Simple, right? Not always. There are a number of situations a standard homeowner’s…
Does Your Insurance Company Know Who Owns Your Property?
Your insurance company knows who owns your property. For example, As part of your estate or financial planning, you decide to transfer ownership of your property to a trust or…
9 Ways to Protect Your Home from Winter Storms
Winter storms, bitter cold, ice and snow can cause serious damage to your home. We recommend these steps now to avoid expensive problems this winter. Keep your pipes warm. When…