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by EngageBay Why Brownstone Owners Trust Building Owners Insurance
With over 48 years of experience, we understand the unique challenges of insuring historic brownstones across New York City. From Brooklyn to the Upper West Side, these beautiful, turn-of-the-century homes require policies that account for their architecture, materials, and code requirements. We deliver tailored brownstone insurance solutions that help preserve your investment while keeping costs down.
50% of our New York-area clients save money without changing their coverage level
50% of our New York-area clients receive better coverage for comparable premiums
In New York, 92% of our clients return each year
Built for Brownstones: What Our Insurance Covers
Full replacement costs
Cover the repair or rebuild using materials that match the original, without deducting for depreciation
Liability protection
Safeguards you if someone is injured on your stoop or inside the building, including legal and medical costs
Loss of rents
Reimburses up to 12 months of rental income if a covered incident makes your brownstone uninhabitable
Ordinance or law
Covers the increased cost of repairs or rebuilding needed to meet modern NYC building codes—common with older properties
Water backup protection
Helps cover damages caused by sewer backups and sump pump failures—issues particularly common in NYC basements
Get a Quote for Your Brownstone or Townhouse
Whether you’re restoring a brownstone in Park Slope or renting out a multi-unit townhouse in Harlem, we’ll help you get the protection your property deserves—without overpaying.
What Our Clients Say
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G.M., Multiple Apartment Building Owner, New York, N.Y. ,|