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by EngageBay The Right Coverage for Your Small Apartment Building in New York
Many insurance companies overlook the unique needs of small apartment building owners in New York. We don’t. City Building Owners Insurance specializes in providing tailored insurance solutions for residential buildings with 6 to 12 units. With over 48 years of experience in the NYC market, we understand your property type, your tenants, and the risks that come with managing smaller buildings.
50% of our New York-area clients save money without changing their coverage level
50% of our New York-area clients receive better coverage for comparable premiums
In New York, 92% of our clients return each year
Coverage That Fits Your Building and Budget
Full replacement costs
Coverage based on the actual cost to repair or rebuild your building after a covered loss—without depreciation
Liability protection
Protects you if a tenant, guest or vendor is injured on the property and brings a legal claim
Loss of rents
Reimburses lost rental income (up to 12 months) if a covered incident makes your units temporarily uninhabitable
Ordinance or law coverage
Pays for upgrades required to meet current NYC building codes during repairs or rebuilding
Water backup protection
Helps cover the cost of damage from sewer or drain backup—a common risk in New York’s aging infrastructure
Get a Quote for Your Small Apartment Building
Whether you own a 6-unit walk-up in Brooklyn or a 12-unit brownstone in Queens, we’ll help you secure customized insurance that protects your asset and cash flow.
What Our Clients Say
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G.M., Multiple Apartment Building Owner, New York, N.Y. ,|