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Online Landlord Insurance Quote: Custom Multi-Family Home Coverage

NYC Brownstone Insurance CoverageDesign Your Own Insurance Policy on Your Multi-Family Home

Great coverage. Great price. Great service.

Finally, if you’re an owner of a 1- to 4-unit residential building in New York City, you have the power to design your own insurance policy. With City Building Owners Insurance, you can create a custom policy with A-rated companies.

Pay only for the coverage you need

Tired of paying for a “one size fits all” policy? Our insurance program lets you select only the coverage you need. And the program is worry-free; our policies are approved by all major banks. We’ll make sure you have the coverage you want (and need) and nothing you don’t.

Start to design your own insurance coverage by completing the form
below, and we’ll start working to find your absolute best price.

Compare us to your current policy

Our typical client receives equal or better coverage at savings of 15-25%, simply by replacing a “one size fits all” policy with custom coverage.

Plus, we make house calls to apartments, brownstones, and co-op and condominium buildings like yours. And we’re with you every step of the way if you ever have a claim.

Start now by filling out the form to the right so you can build your own policy based on your specific needs. (Don’t worry. If you’re not sure, just give us a call, and we’ll let you know if you don’t need something!)

“The bigger insurance companies will ship the policy out, but Stu works with people like me. He delves deeper, and we figure out the best way to go. We saved between 10 and 40%, depending on the building.”

Get the service you deserve

Along with the best coverage at the absolute lowest cost, you can expect:

  • An up-to-date risk profile that includes all safety-related improvements
  • Review of your building valuations on a regular basis
  • Help in understanding insurance jargon, like co-insurance, actual cash value and replacement cost
  • Help with reviewing your current rent rolls to manage your loss of rents exposure
  • Help with pinpointing high-risk areas and identifying your needs to make sure your insurance protects you as your needs change
  • Customer service levels to rave about (Check out the customer testimonials!)

Design Your Own Insurance FAQ

What is Loss of Rents?

This coverage safeguards against loss of rents in case something happens to your building. For example, if your building was damaged in a fire, this coverage would replace the monthly rent until the repairs were complete and the tenants moved back in, or for a period of one year.

What is the Ordinance or Law option? 

This is important if you own an older building. This coverage provides additional funds for conforming to current building regulations should something happen to your building. Consider the example of a 100-year-old building with an electrical system that isn’t up to modern code. If the event of fire damage, for instance, standard coverage will assume a current electrical system was in place; the owner will need to pay out-of-pocket for replacing the outdated system with a compliant one. The addition of Ordinance or Law coverage will cover any additional expenses to bring a building in compliance with modern code specifications.

Recent Success Stories

Saved $305

was $1270 at State Farm
now $965 with City Building Owners Insurance

Saved $751

was $1683 at State Farm
now $932 with City Building Owners Insurance

Saved $562

was $1672 at Liberty Mutual
now $1111 with City Building Owners Insurance

“The bigger insurance companies will ship the policy out, but Stu works with people like me. He delves deeper, and we figure out the best way to go. We saved between 10 and 40%, depending on the building.”

Online Landlord Insurance Quote

Create Your Own Coverage

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