Homeowners Insurance and Property Protection Insights
The following articles provide practical information for homeowners seeking to understand insurance, protect their property, and make informed decisions about coverage and risk. You’ll find guidance on common claims, coverage options, maintenance considerations, and tips to help safeguard your home and your investment.
Strategies to Help You Avoid Distracted Driving
According to the 2020 Traffic Culture Safety Index, published by the AAA Foundation for Traffic Safety, most drivers (79.7%) consider using a handheld cell phone as extremely or very dangerous…
House Hacks for First-Time Homeowners: What to Do as Soon as You Move in
The road toward homeownership can be a bumpy one, especially in today’s competitive real estate market. But, once you jumped through all the hoops and signed all the paperwork, the…
5 Ways to Clean Your Gutters Safely
Though many homeowners and building owners find cleaning their gutters once or twice a year difficult, it’s worth the effort. Gutters are one of your home or building’s primary defenses…
Sewer/Water Backup Coverage vs. Flood Insurance: Do You Need Both?
As flooding and water backups become more common, many homeowners want to make sure they are covered for any kind of water damage. Homeowners are often surprised to learn how…
Insurance Agent or Broker: What’s the Difference?
Several times a week, people ask us about the difference between an insurance agent and an insurance broker. Here's the short answer: An insurance agent represents a specific insurance carrier…
4 Steps to Insuring Collectibles & High-Value Items
Whether you collect unique items as a hobby or you own expensive jewelry or artwork, it’s important to make sure these high-value items are covered by your homeowner's insurance policy…
The Health Risks of Poor Indoor Air Quality During Winter
The following article is a guest post by Rachel Watson of Precision Air & Plumbing. During summer, opening windows and doors can help you cool down. However, cold weather calls…
Protect Your Home or Business from Rain Damage
Your home or commercial building is insured against rain and rain damage, right? If the roof leaks or the rain causes water damage for some other reason, most owners assume…
City Building Owners Insurance: Celebrating 45 Years of Service and Support
From a telephone on a dining room table to one of the largest specialty insurance brokers in New York City, the insurance agency founded as Stuart E. Cohen Ltd. has…
6 Signs You Need a New Insurance Agent
Change is hard. Whether you’re considering a new insurance agent or a new hairstylist, it’s usually easier to stick with the one you have. But the one you have might…