Homeowner Articles
Major Insurers Offering Auto Insurance Discounts Due to Covid-19
Major insurers are offering auto insurance discounts because they've noticed that you’re driving a lot less these days, courtesy of the COVID-19 pandemic. You've probably noticed this as well. Call…
Homeowner Spring Safety Tips
Here in the Northeast—particularly in the New York City area—the arrival of spring has gotten lost in the ever-evolving coronavirus pandemic. The combination of warmer weather and executive orders to…
Water in Your Building: What Does Water Coverage Provide?
Every day, at least one water main breaks in New York City. The big breaks can flood subway tunnels and close streets, making life difficult and inconvenient for commuters, residents…
The British Crown Jewels Are Uninsurable!
It's unbelievable how such a rare, incredibly valuable collection like the British Crown Jewels is uninsurable. Your precious collection may be worth slightly less than £2.7 billion so it would…
Winter Weather Home Protection When You’re Away From Home
You need to understand winter weather home protection because when you leave home in the winter, whether for a quick vacation or a longer stay somewhere warm, you want to…
Other Structures: What They Are and How They’re Insured
What is considered Other Structures on homeowners insurance? You’d expect homeowner’s insurance to cover your home from damage, theft and liability. And it does. Your homeowner’s insurance can also offer…
Natural Disasters Endanger Homes, Families … and Insurance Rates
When a natural disaster strikes, that fire, earthquake, hurricane or tornado isn’t just affecting people in the area. It’s affecting you and your insurance premiums. Two key takeaways: The increasing…
Fall Maintenance Checklist for NYC Area Property Owners
With cooler weather approaching, it’s the perfect time to catch up on home or building maintenance before the weather gets too cold. Fall is a time for more than raking…
Are you sure you have enough insurance? (Most homeowners don’t.)
Chances are, if your home were destroyed tomorrow, your insurance company would only pay for part of it. According to national surveys, 60% of all homeowners are underinsured. And not…
A Quick Guide to Fallen Trees and Insurance Claims
Your neighbor’s tree falls on your house or car. Or it’s your tree and your neighbor’s house or car. Or maybe the tree doesn’t fall, but a storm blows a…