Homeowners Insurance and Property Protection Insights
The following articles provide practical information for homeowners seeking to understand insurance, protect their property, and make informed decisions about coverage and risk. You’ll find guidance on common claims, coverage options, maintenance considerations, and tips to help safeguard your home and your investment.
5 Ways to Clean Your Gutters Safely
Though many homeowners and building owners find cleaning their gutters once or twice a year difficult, it’s worth the effort. Gutters are one of your home or building’s primary defenses…
Sewer/Water Backup Coverage vs. Flood Insurance: Do You Need Both?
As flooding and water backups become more common, many homeowners want to make sure they are covered for any kind of water damage. Homeowners are often surprised to learn how…
4 Steps to Insuring Collectibles & High-Value Items
Whether you collect unique items as a hobby or you own expensive jewelry or artwork, it’s important to make sure these high-value items are covered by your homeowner's insurance policy…
What You Need to Know about Storms and Tree Damage
From summer thunderstorms to tropical storms and hurricanes, Mother Nature has a way of keeping us on our toes—indoors and hoping the power stays on. Trees often provide the most…
Considerations for Finishing a New York City Basement or Cellar
While finishing a basement can expand a home’s living space, this home improvement project carries additional considerations in the five boroughs. Other blog posts address New York City requirements for basement…
How to Prevent Carbon Monoxide Poisoning
You can’t see it. You can’t smell it. Carbon monoxide is a silent killer that can invade almost any home or vehicle without warning. Every year, according to the Centers…
How to Prevent Frozen Pipes This Winter
Brrr . . . It’s getting cold outside! Freezing temperatures can lead to frozen pipes and water damage in your home or building. Fortunately, you can take several steps to…
How to Insure Your Home When Selling
Your house is for sale, and real estate agents and prospective buyers are trooping through it. Maybe you’ve already moved, and your home is vacant. Are you insured if one…
Throwback Thursday: Quality Service Is the Secret to Success
Some things (like the importance of quality service) never change... and that's a good thing. We came across an article written 19 years ago featuring our agency's dedication to quality…
Stay Safe When Using Space Heaters
Space heaters can warm up a chilly room. They can save energy by allowing you to turn down your thermostat and only heat a small area. Unfortunately, they can also…