Homeowners Insurance and Property Protection Insights
The following articles provide practical information for homeowners seeking to understand insurance, protect their property, and make informed decisions about coverage and risk. You’ll find guidance on common claims, coverage options, maintenance considerations, and tips to help safeguard your home and your investment.
How Often Should You Review Your Insurance?
Insurance isn’t a “set it and forget it” deal. Treating it that way could mean you’re paying too much, aren’t adequately insured, or don’t have the right coverage. This is…
A Guide to Fallen Trees and Insurance Claims
Your neighbor’s tree falls on your house or car. Or it’s your tree and your neighbor’s house or car. Or maybe the tree doesn’t fall, but a storm blows a…
A Homeowner’s Guide to Water Heater Safety
Water heaters are often forgotten as they sit in a utility closet, basement or garage until they break down and leave residents without hot water. Neglecting a water heater in…
Insurance Coverage for Life Estate Properties
What is a life estate and why do you need life estate coverage? Leaving a home to heirs that is currently occupied by a family member or someone else is…
Why You Need to Know Your Insurance Company Rating
Before purchasing a policy, you’ll want to make sure that the insurance company you choose will be able to pay you after a claim is approved. Insurance company ratings are…
Preparing for Flood Season: What You Need to Know About Floods and Flood Insurance
Here on the East Coast, the summer months not only bring people out of their homes to enjoy the outdoors, but it also brings hurricanes and floods. (The Atlantic hurricane season…
How to File a Homeowners Insurance Claim
While homeowners insurance provides important financial protection against common losses, no one wants to go through the disruption and inconvenience of filing a claim. We’ve provided the information below in…
Flood Recovery Guide: What to Do After a Flood
Floods often occur without warning, and the post-flood recovery process can be overwhelming. While we hope you don’t experience a flood, we’ve created a flood recovery guide with resources assembled…
Home Improvement Projects That Offer the Best ROI
Whether you plan to sell your home or simply want the biggest bang for your home improvement budget, there are many projects that are worth the investment. Generally, the projects…
Fire Extinguisher & Smoke Alarm Maintenance Tips
Fire safety equipment like smoke alarms and fire extinguishers provide crucial extra time to get out of a burning home or building, but many people don’t know how to maintain…