Homeowner Articles
Stay Safe During National Electrical Safety Month
Because May is National Electrical Safety Month, this is a good time to review electrical safety. Electricity can be dangerous, whether the hazard is a crane contacting an overhead line…
What is your liability if your dog bites someone?
In The Pink Panther Strikes Again, Chief Inspector Jacques Clouseau notices a dog while checking into an inn, and asks the innkeeper if his dog bites. Assured by the innkeeper…
How to Boost Home Security and Safety
There are plenty of logical reasons to improve home security and safety, including: According to the FBI, a burglar strikes every 25.7 seconds in the US. That means more than…
How to Prevent Carbon Monoxide Poisoning
You can’t see it. You can’t smell it. Carbon monoxide is a silent killer that can invade almost any home or vehicle without warning. Every year, according to the Centers…
Sure It’s Insured? Watch Out for Common Insurance Misconceptions
Property and casualty insurance can be complicated. This probably helps explain why some misconceptions about insurance persist, even among people who’ve been buying insurance for years. Here are some mistaken…
When to Budget for Major Home Expenses
How long is your roof going to last? When should you budget for a new furnace? How much should you expect to spend on repairs and maintenance every year? What…
The Difference Between Contents and Structures Insurance Coverage
It’s not unusual that a landlord or residential building owner doesn’t know how much of his contents are covered on his insurance policy. Do you know if you're properly protected…
How to Prevent Online Identity Theft
Is someone online pretending to be you when shopping or banking? Have your online identity and passwords been posted on the dark web for sale? Unfortunately, the answer is, “quite…
How to Prevent Frozen Pipes This Winter
Brrr . . . It’s getting cold outside! Freezing temperatures can lead to frozen pipes and water damage in your home or building. Fortunately, you can take several steps to…
How to Insure Your Home When Selling
Your house is for sale, and real estate agents and prospective buyers are trooping through it. Maybe you’ve already moved, and your home is vacant. Are you insured if one…