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NYC Landlord & Building Owner Insurance Insights

These articles are intended to help NYC landlords and building owners make informed insurance and risk management decisions. You will find practical guidance on liability exposures, compliance issues, common claims, and coverage considerations that can affect insurability, premiums, and long-term stability.

City Building Owners Insurance celebrates 45 years

City Building Owners Insurance: Celebrating 45 Years of Service and Support

From a telephone on a dining room table to one of the largest specialty insurance brokers in New York City, the insurance agency founded as Stuart E. Cohen Ltd. has…

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Do the signs point to a new New York City insurance agent?

6 Signs You Need a New Insurance Agent

Change is hard. Whether you’re considering a new insurance agent or a new hairstylist, it’s usually easier to stick with the one you have. But the one you have might…

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Do you need an insurance consultant?

Should I hire an independent insurance consultant?

When buying commercial property insurance, smart shoppers look for two things: the right coverage and the best rates. But comparing commercial insurance policies isn’t always easy. Plus, building owners don’t…

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Frequent NYC Landlord Questions About Window Guards

Based on our site traffic, New York City requirements for window guards seem to be a hot topic for landlords. In fact, this single article has generated more questions and comments than…

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mold prevention

A Building Owner’s Guide to Mold Prevention

With mold exposure linked to several adverse health effects and symptoms, mold prevention is essential for maintaining a healthy indoor environment. In fact, horror stories abound of people who have…

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Landlord Insurance Review

Lower Landlord Insurance Costs: How to Get the Best Rates

Too many building owners put their landlord insurance on autopilot. Once they’ve bought a policy, they renew it year after year. However, this passive approach can quickly leave you underinsured…

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landlord tenant vacancy or abandonment

I’m Leaving You (But Not Really): Dealing with Abandoned Property

Landlords have a lot on their plates these days. With tougher times than ever to serve predicate notice of defaults, greater lag times in court for eviction proceedings, hardships faced…

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Cheap insurance can be expensive

The Hidden Costs of Cheap Commercial Property Insurance

Many landlords and building owners shop for cheap commercial property insurance. Reducing insurance costs is a good thing. In fact, we constantly look for ways to save our clients money…

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A Guide to Landlord Property Maintenance for NYC Building Owners

There’s always a to-do list when it comes to landlord property maintenance, whether you own a multi-family brownstone in Park Slope or an apartment building in Astoria. Something always needs…

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NYC Brownstone landlord covered

7 Tips for Lower Landlord Insurance, Landlord Policy Rates

Owners of apartment buildings and brownstones can lower their insurance premiums by creating a building profile for the insurance company. Simply, this document presents the building in the most favorable…

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