NYC Landlord & Building Owner Insurance Insights
These articles are intended to help NYC landlords and building owners make informed insurance and risk management decisions. You will find practical guidance on liability exposures, compliance issues, common claims, and coverage considerations that can affect insurability, premiums, and long-term stability.
Do you need a DOB work permit for building renovations?
As a building owner, you’re responsible for any work done on your property. In New York City, this responsibility includes hiring design professionals and contractors with the appropriate licenses and…
What Insurance Does a Landlord Need?
What insurance does a landlord need? This article covers both basic landlord insurance and optional coverage you may want to consider. If you’re considering renting out your property and you’re…
How to Clear NYC Property Violations: Part III – DOB
This article is the third in a series on resolving property violations in New York City. Visit the other articles in this series, Part 1: How to Clear NYC Property…
How to Clear NYC Property Violations: Part II – OATH
This article is the second in a series on resolving property violations in New York City. Visit the other articles in this series, Part 1: How to Clear NYC Property…
How to Clear NYC Property Violations: Part I – HPD
This article is the first in a series on resolving property violations in New York City. Visit the other articles in this series, Part 2: How to Clear NYC Property…
Protect Your Property with Integrated Pest Management
Integrated pest management focuses on preventive measures, rather than pesticides, to keep homes pest-free. The best part? These practices are generally simple and inexpensive. Now that temperatures are heating up…
Sewer Backup Coverage: A Building Owner’s Friend
If you've received our postcards, you may have noticed that our policies include sewer backup coverage. That's because backed-up sewers can cause a great deal of damage to floors, walls,…
Coinsurance: What It Is & Why You Don’t Want It
A coinsurance clause typically appears in the "Conditions" section of an insurance policy. If you're short on time, here's the bottom line: you don't want it. Coinsurance can take many…
How to Prevent Frozen Pipes This Winter
Brrr . . . It’s getting cold outside! Freezing temperatures can lead to frozen pipes and water damage in your home or building. Fortunately, you can take several steps to…
Best Practices for Insuring Apartment Buildings, Condos and Co-ops
Insuring apartment buildings and condominium and co-op buildings can be complicated. Understanding where the responsibilities lie between owners and tenants—as well as what insurance you can and should require from…