There’s not much excitement for most landlords, property managers and building owners when it comes to routine housekeeping and maintenance. But there’s an excellent reason why you should care about housekeeping and maintenance: your insurance company does. And so do…
What insurance does a landlord need? This article covers both basic landlord insurance and optional coverage you may want to consider. If you’re considering renting out your property and you’re not planning on living there, chances are, your homeowner’s insurance…
Insuring apartment buildings and condominium and co-op buildings can be complicated. Understanding where the responsibilities lie between owners and tenants—as well as what insurance you can and should require from tenants—can be equally complex. And if you sit on the…
When comparing insurance policies for your apartment building, make sure you understand the differences between Basic Form coverage, Broad Form coverage, and Special Form coverage. The first two might save you money in the short term. However, no one wants surprises…
Most people don’t think about their property insurance until something happens. But when was the last time you made sure your coverage was up to date? It's far more painful to review your policies after a tragedy strikes. Here are…
Many landlords only hear from their apartment building insurance broker when they receive a bill for a renewal policy. We hope this isn't the case for you because this scenario points to some red flags. First, lack of contact suggests…
Looking for last-minute building insurance for a property closing? Every week real estate attorneys and mortgage brokers in the New York City area contact our office the day before a scheduled settlement. And every week we come through with a…
Our mission at City Building Owners Insurance is simple. We help owners of small buildings in the New York City area get the right coverage at the best price. This philosophy recently paid off for the owner of a mixed-use…
Need a building insurance policy within twenty-four hours? How about a claims adjuster on Thanksgiving Day? Have you ever had to remove downed trees that were sandwiched between multi-story apartment buildings? These examples - and others - are all in…