Landlord / Building Owner Articles
When Is the Best Time to Shop for Landlord Insurance?
When shopping for landlord insurance, can you find bargains at certain times of the year, like buying cars and televisions? Or does it make sense to wait 60 to 90…
FDNY Fire Safety Requirements for Landlords
To help protect New Yorkers, the New York City Fire Department (FDNY) requires landlords to post and distribute certain fire safety and emergency preparedness documents. The requirements apply to multiple…
Common Landlord Insurance Claims (and How to Prevent Them)
While it’s important to have the right landlord insurance, no one really wants to file a claim. Many of the perils covered by landlord insurance and riders, such as fires and…
A New York City Landlord’s Guide to Lead Paint Requirements
Landlords in New York City have specific responsibilities for protecting tenants from lead paint hazards. Local Law 1 of 2004, also known as the Childhood Lead Poisoning Prevention Act, outlines…
Cyber Insurance: Do Landlords Need It?
Cyber attacks are on the rise. According to the Hiscox Cyber Readiness Report 2022, the number of U.S. businesses that experienced a cyber attack increased from 40% in 2021 to…
Strategies to Help You Avoid Distracted Driving
According to the 2020 Traffic Culture Safety Index, published by the AAA Foundation for Traffic Safety, most drivers (79.7%) consider using a handheld cell phone as extremely or very dangerous.…
Real Estate Carrying Costs: Are You Getting Tired?
Managing real estate investment property (i.e., being a landlord) is a business. The upside is huge, but there is also great risk, as with most businesses. It’s not just about…
5 Ways to Clean Your Gutters Safely
Though many homeowners and building owners find cleaning their gutters once or twice a year difficult, it’s worth the effort. Gutters are one of your home or building’s primary defenses…
Free Guide for NYC Building Owners: Save Time and Money with Practical Tips
The City Building Owner Insurance program has published a 68-page guide to help New York City-area landlords save time and money. Based on decades of experience working with owners of…
How Umbrella Policies Complement Landlord Insurance
A business or commercial umbrella policy can supplement an existing landlord insurance policy, offering additional liability protection. This article looks at situations that umbrella policies can cover and offers guidance…