NYC Landlord & Building Owner Insurance Insights
These articles are intended to help NYC landlords and building owners make informed insurance and risk management decisions. You will find practical guidance on liability exposures, compliance issues, common claims, and coverage considerations that can affect insurability, premiums, and long-term stability.
Can I Protect My Rental Property with Homeowners Insurance?
You’ve just bought a rental property or you’re about to rent your home. Maybe you’ve inherited a home and want to rent it rather than sell it. Or you’ve bought…
What’s Your Sign? NYC Landlord Requirements for Signs & Notices
Various New York laws require landlords to post specific signs and notices for tenants. These include the Housing Maintenance Code (part of the NYC Administrative Code), the Multiple Dwelling Law,…
10 Ways to Lower Building Insurance Costs
When you get new insurance for your building or renew an existing policy, a representative from the insurance company will visit your property to evaluate it before setting your insurance…
Owner-Occupied Buildings: Why Building Owners Might Need Renter’s Insurance
While it might sound strange for a property owner to need renter’s insurance, this is often the case for owner-occupied buildings. A number of the building owners we insure in…
Stay Compliant: NYC Gas Leak Notice Requirements for Building Owners
New York City requires building owners and landlords to notify tenants of procedures to follow if they suspect a gas leak. The notification requirement applies to all tenant-occupied dwellings, including…
Apartment Building Insurance: How the Renewal Process Should Work
Sadly, many landlords only hear from their insurance partner at renewal time—usually in the form of a bill. We hope this isn’t the case for you because this scenario points…
How to Shop for Building Insurance
You know your residential building needs insurance protection. What you might not know is how to find the commercial property coverage that best meets your needs. Sure, you will want…
A Guide to Landlord Responsibilities in New York City
Owners of residential apartment buildings in New York City have certain landlord responsibilities for maintenance and safety. Many of these responsibilities are outlined in multiple codes and laws, including the…
A Guide to Fallen Trees and Insurance Claims
Your neighbor’s tree falls on your house or car. Or it’s your tree and your neighbor’s house or car. Or maybe the tree doesn’t fall, but a storm blows a…
7 Signs You Need to Update Your Property Insurance
Most people don’t think about their property insurance until something happens. But when was the last time you made sure your coverage was up to date? It’s far more painful…