NYC Landlord & Building Owner Insurance Insights
These articles are intended to help NYC landlords and building owners make informed insurance and risk management decisions. You will find practical guidance on liability exposures, compliance issues, common claims, and coverage considerations that can affect insurability, premiums, and long-term stability.
New Year Checklist for New York City Landlords
In New York City, the New Year triggers certain responsibilities for landlords—most notably, the annual notice requirement, which applies to multiple dwellings (residential buildings with at least 3 units). Even…
Get the Best Landlord Insurance in New York: Protect Your Property & Income
New York Landlord Insurance: Protecting Your Investment Protecting your real estate investment in the Greater New York City area begins with the right landlord insurance. A comprehensive policy can help…
A Building Owner’s Guide to New York City Snow Removal
Experts predict a warmer winter ahead here in the Northeast due to the combination of La Niña and climate change, but that doesn't rule out powerful winter storms in the…
Stay Safe on the Road This Holiday Season
The American Automobile Association (AAA) projects that at least 73 million people will travel at least 50 miles by car this Thanksgiving holiday. While this number includes an additional 1.6…
Why Sidewalk Conditions Can Put Your NYC Building Insurance at Risk
The sidewalks around your building may belong to New York City. But the responsibility for maintenance and sidewalk liability lies with you. In fact, underwriters report that sidewalk-related injuries are…
What Kind of Insurance Do You Need for a NYC Brownstone?
New York’s brownstones are full of charm, but they also present unique risks when it comes to insurance. Their age, architecture, and historic value call for more than a basic…
Is Your Brownstone Property Insured as Property Values Rise?
New York’s iconic brownstones have always held timeless appeal. While real estate markets naturally fluctuate, brownstones—particularly in Brooklyn and Manhattan—consistently maintain their reputation as highly desirable properties. Their unique architectural…
New York City’s Heat Season Rules for Landlords
New York City requires building owners to provide tenants with heat and hot water. Heat requirements go into effect during “Heat Season,” while hot water must be provided year-round, 24…
Fall Maintenance Checklist for NYC Area Landlords
Cooler temperatures and brightly colored foliage herald the arrival of fall here in the New York City area. In addition to clearing leaves from gutters and drains, building owners should…
How to Survive a Challenging Insurance Market
You’ve heard the saying “it’s not what you know, it’s who you know.” At City Building Owners Insurance, we make it our business to know what and who. Specifically, we…