Fire safety equipment like smoke alarms and fire extinguishers provide crucial extra time to get out of a burning home or building, but many people don’t know how to maintain these tools. For example, most homes (96%) have at least…
According to the 2020 Traffic Culture Safety Index, published by the AAA Foundation for Traffic Safety, most drivers (79.7%) consider using a handheld cell phone as extremely or very dangerous. The percentages jumped to 94.9% and 95.9% for reading or…
Managing real estate investment property (i.e., being a landlord) is a business. The upside is huge, but there is also great risk, as with most businesses. It’s not just about revenues rolling in. These real costs and expenses are unavoidable…
The road toward homeownership can be a bumpy one, especially in today’s competitive real estate market. But, once you jumped through all the hoops and signed all the paperwork, the home is finally yours. That’s a major event, particularly for…
Though many homeowners and building owners find cleaning their gutters once or twice a year difficult, it’s worth the effort. Gutters are one of your home or building’s primary defenses against flooding, mold growth, ice dams, and foundation damage. When…
As flooding and water backups become more common, many homeowners want to make sure they are covered for any kind of water damage. Homeowners are often surprised to learn how complicated water damage can be from an insurance perspective. Whether…
The City Building Owner Insurance program has published a 68-page guide to help New York City-area landlords save time and money. Based on decades of experience working with owners of multi-family properties, we’ve included a wide range of content so…
A business or commercial umbrella policy can supplement an existing landlord insurance policy, offering additional liability protection. This article looks at situations that umbrella policies can cover and offers guidance for identifying how much coverage you might need. (Spoiler alert:…
Most people enjoy spooky activities and outings in the weeks before Halloween, but accidents and injuries make any holiday less fun. With a little planning, the following precautions can keep everyone in the community safe all month long. Halloween Decorations…
As the Internet of Things (IoT) expands and we introduce more smart devices to our homes, including refrigerators, thermostats, locks and voice-activated speakers, it becomes more important than ever to secure your Wi-Fi network and protect your home's devices from…