Sure It’s Insured? Watch Out for Common Insurance Misconceptions
Property, casualty and vehicle insurance can be complicated. This probably helps explain why some misconceptions about insurance persist, even among people who’ve been buying insurance for years. Here are some…
An Attorney Discusses Gearing Up for Capital Improvement Projects
The following article is a guest post by Attorney C. Jaye Berger. Leaks are a common problem in multi-family buildings, including co-ops and condominiums. It’s not unusual to see watermarks…
What Insurance Does a Landlord Need?
What insurance does a landlord need? This article covers both basic landlord insurance and optional coverage you may want to consider. If you’re considering renting out your property and you’re…
A Guide to Insuring Mixed-Use Buildings
Owners of small buildings in New York City face a number of insurance challenges. But for owners of mixed-use buildings - those properties with commercial space on the ground floor…
What’s Your Sign? NYC Landlord Requirements for Signs & Notices
Various New York laws require landlords to post specific signs and notices for tenants. These include the Housing Maintenance Code (part of the NYC Administrative Code), the Multiple Dwelling Law,…
When to Budget for Major Home Expenses
How long is your roof going to last? When should you budget for a new furnace? How much should you expect to spend on repairs and maintenance every year? What…
7 Ways to Improve Building Safety and Security
As a building owner, you want to keep your building and your tenants safe. But in a world of increasing crime rates, it can be difficult. Many things can happen,…
The Difference Between Contents and Structures Insurance Coverage
It’s not unusual that a landlord or residential building owner doesn’t know how much of his contents are covered on his insurance policy. Do you know if you're properly protected…
New York’s ‘Indoor Allergen’ Law: What Landlords Need to Know
New York’s Local Law 55 of 2018 created additional obligations for owners of multiple dwellings (3+ units) when it comes to pests, molds and other allergens. Owners must perform annual…
Sewer Backup Coverage: A Building Owner’s Friend
If you've received our postcards, you may have noticed that our policies include sewer backup coverage. That's because backed-up sewers can cause a great deal of damage to floors, walls,…