Tips for Landlords, Building and Home Owners
Save on NYC Brownstone Insurance with the New York Brick & Brownstone Program
New York City’s brownstones are pieces of history that are an integral part of what makes New York City unique and historic. Because of their historic nature, brownstones have special…
These 6 Common Homeowners Insurance Myths Could Cost You Money
Homeowners insurance can be complicated, which may explain why some misconceptions persist even among people who’ve been buying insurance for years. Unfortunately, misunderstanding what your policy does—and doesn't—cover can become…
How NYC Landlords Prepare for a Building Insurance Evaluation and Come Out Ahead
What Is a Building Insurance Evaluation? A building insurance evaluation—sometimes called an insurance inspection—is a formal on-site assessment conducted by or on behalf of your insurance carrier to determine the…
What to Expect When Your Homeowners Insurance Company Inspects Your House
If you've bought an older home in the New York area, whether in the city or one of the surrounding suburbs, or you're coming up on renewal, your insurer may…
4 Steps to Insuring Collectibles & High-Value Items
Your home may be insured, but do you know whether your insurance covers everything in your home? Depending upon your policy, one or more of these items may be excluded—or…
Property Registration for New York City Landlords—Get Started Now
New York City’s Department of Housing Preservation & Development (HPD) requires annual property registration by owners of residential buildings that meet the following requirements: Multiple dwelling (3 or more residential…
What You Need to Know About Floods and Flood Insurance
The Atlantic hurricane season, which starts on June 1 and extends through November 30, is underway. This year, the National Oceanographic and Atmospheric Administration (NOAA) predicts a 35% chance of a near-normal…
14 Situations When You Need to Contact Your Insurance Partner
Most people know to contact an insurance agent/broker or insurance company when they need to file a claim, ask about coverage, or change their policy. But many common situations should…
How NYC Landlords Manage Risk to Maintain Insurable Buildings
Landlord insurance in New York City is tricky. This guide outlines critical risk management factors that influence insurance eligibility, pricing, and coverage for New York City landlords. Each section addresses…
Why Your Insurance Carrier’s Financial Rating Matters More Than You Think
When comparing landlord insurance quotes, the lowest premium can look like the smart choice. But a cheaper policy from a financially weak carrier isn't a discount; it's a deferral. You're…