Tips for Landlords, Building and Home Owners
Does Your Landlord Insurance Include Loss of Rents Coverage?
What happens when a rental property can’t be lived in due to fire, a natural disaster, or some other factor? Everybody loses: The tenant has nowhere to live, and the…
What’s Your Sign? NYC Landlord Requirements for Signs & Notices
Various New York laws require landlords to post specific signs and notices for tenants. These include the Housing Maintenance Code (part of the NYC Administrative Code), the Multiple Dwelling Law,…
Spring Maintenance Checklist for Landlords
Temperatures are climbing here in the Northeast, supporting Punxsutawney Phil’s prediction of an early spring. The impending arrival of warm weather means that building owners and landlords should inspect their…
10 Ways to Lower Building Insurance Costs
When you get new insurance for your building or renew an existing policy, a representative from the insurance company will visit your property to evaluate it before setting your insurance…
How to Shop for Commercial Property Insurance in New York City
Shopping for building owner/landlord insurance can be tedious and confusing. Or it can be incredibly straightforward and simple—but carry big surprises at claim time. We hope you never experience a…
Spring Safety Tips for Homeowners
As the days get longer and temperatures climb, many people tackle spring cleaning chores as they air out their homes and spend more time outdoors. We invite you to add…
Owner-Occupied Buildings: Why Building Owners Might Need Renter’s Insurance
While it might sound strange for a property owner to need renter’s insurance, this is often the case for owner-occupied buildings. A number of the building owners we insure in…
NYC Electronics Recycling: Solutions for Buildings of All Sizes
Electronic devices represent the largest, fastest-growing component of hazardous waste sent to landfills, and New York City prohibits residents from disposing of electronics in the trash. Fortunately, the city offers…
12 Tips to Avoid Kitchen Fires (and What to Do if One Occurs)
It isn’t just sharp knives and overindulgence in cooking wine that makes kitchens dangerous places. According to the National Fire Protection Association (NFPA), cooking fires are the leading cause of…
Home Replacement Cost vs. Market Value: What’s the Difference?
Homeowners often wonder why their home's replacement cost differs from its market value and how those two numbers should affect homeowners insurance decisions. Your home’s replacement cost reflects what it…