The American Automobile Association (AAA) projects that at least 73 million people will travel at least 50 miles by car this Thanksgiving holiday. While this number includes an additional 1.6 million travelers due to recent airline challenges, it also reflects…
Thanksgiving marks the official start of the holiday season here in the U.S. This uniquely American holiday also ushers in the months with the highest rate of home fires. More than one-third of home fires occur between December and February,…
The fanciful name hides an ever-growing crime. Each year, porch pirates are stealing packages worth billions from porches, stoops, vestibules, lobbies and doorsteps. In New York City alone, according to the Department of Transportation (DOT), 90,000 packages are reported stolen…
When it comes to insuring your home, you need to think in terms of replacement cost, not market value. Replacement cost reflects the amount required to rebuild your home, as it stands today, with similar materials and features. Market value,…
All Hallows’ Eve began as an ancient Celtic harvest festival, marked by parties and feasts. The feasts have been replaced by mountains of candy, but one part of the festival remains: everyone wants to dress up and have fun. Follow…
New York’s brownstones are full of charm, but they also present unique risks when it comes to insurance. Their age, architecture, and historic value call for more than a basic homeowners policy. Many insurers won’t cover them at all. The…
Owning a home can be complicated. You have to maintain it, repair it, pay for it, insure it and maybe even renovate it. It can also get expensive. According to a 2025 study by Bankrate, the average homeowner spends nearly…
Smart home devices, such as security cameras and leak detectors, can help keep your home and family safe. They can also, depending upon your insurer, policy and location, lower your insurance premiums. Why Insurers Care About Smart Devices Some insurance…
It’s official—autumn has arrived here in the Northeast. Spending a day or two this fall on a few annual maintenance tasks can help prevent common winter emergencies like home heating system breakdowns, roof leaks, and burst pipes. Complete these 16…
You’ve heard the saying “it’s not what you know, it’s who you know.” At City Building Owners Insurance, we make it our business to know what and who. Specifically, we know what’s happening in the industry and who the players…