When a natural disaster strikes, that fire, earthquake, hurricane or tornado isn’t just affecting people in the area. It’s affecting you and your insurance premiums. Two key takeaways: The increasing frequency and severity of natural disasters is driving rate increases…
The months that homeowners most enjoy spending time outdoors are almost here. With their impending arrival, the New York City Council recently passed legislation that relaxes restrictions on open flames (including fire pits) in several zones. Whether or not you…
Whether you collect unique items as a hobby or you own expensive jewelry or artwork, it’s important to make sure these high-value items are covered by your homeowner's insurance policy. While your policy likely provides general, limited coverage for collectibles,…
Insurance providers look at many factors when determining what rate and coverage to offer at renewal. The inherent complexity of the insurance industry can leave property owners confused about the variables that increase their insurance premiums. Some factors will always…
When life throws you a curveball that damages your home or property, it’s natural to want to file a homeowners insurance claim so that you can recover the cost and return to a normal routine as soon as possible. After…
The following article is a guest post by Rachel Watson of Precision Air & Plumbing. During summer, opening windows and doors can help you cool down. However, cold weather calls for central heating and stoking up your stoves. While it…
Harsh winter weather—including below-freezing temps, high winds, and ice and snow storms—can cause thousands of dollars in damage to both the exterior and interior of your home. Fortunately, you’re not entirely at the mercy of Mother Nature. This article addresses…
If you started to allow 10 times more distance to stop your vehicle, you’d probably be the most cautious driver in history. The American Automobile Association (AAA) reports that stopping in icy and snowy conditions can easily take that long…
Your home or commercial building is insured against rain and rain damage, right? If the roof leaks or the rain causes water damage for some other reason, most owners assume their policy will cover it. In reality, many property insurance…
From a telephone on a dining room table to one of the largest specialty insurance brokers in New York City, the insurance agency founded as Stuart E. Cohen Ltd. has come a long way in 45 years. And the City…