Shopping for commercial property insurance can be tedious and confusing. Or it can be incredibly straightforward and simple—but carry big surprises at claim time. We hope you never experience a claim. If you do, however, we especially hope that you…
When comparing insurance policies for your apartment building, make sure you understand the differences between Basic Form coverage, Broad Form coverage, and Special Form coverage. The first two might save you money in the short term. However, no one wants surprises…
March 19, 2020During this unprecedented time, our office remains open, and we are ready to serve you. As always, you can pick up the phone and speak to a real person about your questions and needs. If the phones are…
What insurance does a landlord need? This article covers both basic landlord insurance and optional coverage you may want to consider.If you’re considering renting out your property and you’re not planning on living there, chances are, your homeowner’s insurance won’t…
Every day, at least one water main breaks in New York City. The big breaks can flood subway tunnels and close streets, making life difficult and inconvenient for commuters, residents and business owners. The smaller breaks might only be a…
You don’t discriminate against potential or current tenants. You’re careful to treat everyone equally. So why do you need Tenant Discrimination Insurance? Because your potential liability goes far beyond your own words and actions. In some cases, what one of…
Landlords can require tenants to be responsible for sidewalk winter conditions per the lease agreement, but the NYC sidewalk law ruling of 2019 demands caution.You’re an out-of-possession landlord. To satisfy NYC sidewalk law, the agreement you have with your tenants…
Some things (like the importance of quality service) never change... and that's a good thing. We came across an article written 19 years ago featuring our agency's dedication to quality service. All of our "Secrets to Success" still ring true,…
It's unbelievable how such a rare, incredibly valuable collection like the British Crown Jewels is uninsurable. Your precious collection may be worth slightly less than £2.7 billion so it would be worth your time to inquire about its insurability. The…
As a landlord or building owner, do you need commercial auto insurance? You probably drive your personal vehicle for business. Or you use your car for personal use most of the time, but occasionally hitch it to a trailer to…