New York’s iconic brownstones have always held timeless appeal. While real estate markets naturally fluctuate, brownstones—particularly in Brooklyn and Manhattan—consistently maintain their reputation as highly desirable properties. Their unique architectural character, limited availability and historic charm bolster their value compared…
Owning a home can be complicated. You have to maintain it, repair it, pay for it, insure it and maybe even renovate it. It can also get expensive. According to a 2025 study by Bankrate, the average homeowner spends nearly…
Moving into a new home is an exciting event. Less exciting, but critically important, is selecting a homeowners’ insurance policy to protect your new home and everything in it. Choosing the right policy to protect your home is invaluable in…
When comparing insurance policies for your apartment building, make sure you understand the differences between Basic Form coverage, Broad Form coverage, and Special Form coverage. The first two might save you money in the short term. However, no one wants surprises…
Many homeowners who don’t live in areas prone to flooding assume that their homeowners’ insurance policy will protect them during storm season. For homeowners in the mid-Atlantic, especially the New York metropolitan area, that may be a dangerous (and potentially…
Even landlords who love dogs might want to rethink the pet policy for their buildings. According to the Insurance Information Institute (III) and State Farm, dog bites and other dog-related injuries cost $1.57 billion in liability claims in 2024. This figure represents…
Many property owners who have multiple buildings in their portfolios ask whether we recommend separate insurance policies. We present options for a master policy and provide them with the information they need to choose the right protection for their needs…
If you think that shopping for homeowners insurance quotes often feels like an interview . . . you're not wrong. Insurance agents and brokers aren’t being nosy. They know what an insurance company will want to know. Having that information available…
When a fire, earthquake, hurricane or tornado happens elsewhere in the country, our hearts go out to the people who’ve suffered. We’re also thankful that the disaster happened somewhere else. When it comes to insurance, however, that same disaster affects…
If your home undergoes major damage from an insured peril, filing a claim against your homeowners insurance policy is a no-brainer. But what if the potential loss is smaller? Is it worth filing a claim? Will a smaller claim, or…