This article is the second in a series on resolving property violations in New York City. Visit the other articles in this series, Part 1: How to Clear NYC Property Violations – HPD and Part 3: How to Clear NYC…
This article is the first in a series on resolving property violations in New York City. Visit the other articles in this series, Part 2: How to Clear NYC Property Violations – OATH and Part 3: How to Clear NYC…
Integrated pest management focuses on preventive measures, rather than pesticides, to keep homes pest-free. The best part? These practices are generally simple and inexpensive. Now that temperatures are heating up in the Northeast, tourists aren’t the only newcomers flooding the…
If you've received our postcards, you may have noticed that our policies include sewer backup coverage. That's because backed-up sewers can cause a great deal of damage to floors, walls, furniture and electrical systems. Most insurance companies offer sewer backup…
A coinsurance clause typically appears in the "Conditions" section of an insurance policy. If you're short on time, here's the bottom line: you don't want it. Coinsurance can take many forms in the insurance world. The general concept is that…
Brrr . . . It’s getting cold outside! Freezing temperatures can lead to frozen pipes and water damage in your home or building. Fortunately, you can take several steps to help prevent freezing pipes. Disconnect all outdoor hoses, and turn…
Insuring apartment buildings and condominium and co-op buildings can be complicated. Understanding where the responsibilities lie between owners and tenants—as well as what insurance you can and should require from tenants—can be equally complex. And if you sit on the…
New York City building owners with outside fire escapes have two choices regarding these external means of egress: keep them maintained or remove them. Fire escapes are a classic feature of New York City architecture, romanticized in books, plays and…
New York City requires landlords of multiple dwellings (3+ residential units) to file an Annual Bed Bug Report that discloses any bed bug infestations on the property in the previous year. In addition, property owners and building managers must attempt…
As a landlord or building owner, do you need commercial auto insurance? You probably drive your personal vehicle for business. Or you use your car for personal use most of the time, but occasionally hitch it to a trailer to…