Your neighbor’s tree falls on your house or car. Or it’s your tree and your neighbor’s house or car. Or maybe the tree doesn’t fall, but a storm blows a branch through your window. Your tree, your problem? Your neighbor’s…
After you’ve weighed the pros and cons of filing a claim, spoken to your insurance broker, and filed the actual claim, your homeowners insurance company will send an insurance adjuster to gather evidence and assess the damage. Preparing for this…
Insurance providers look at many factors when determining what rate and coverage to offer at renewal. The inherent complexity of the insurance industry can leave property owners confused about the variables that increase their insurance premiums. Some factors will always…
Homeowners’ insurance offers a financial safety net against many of life’s curveballs. However, each claim you file comes with a risk. Your insurance company can raise your rates, or, if you’ve filed multiple claims in a short time frame, drop…
If your house burns down, burglars strip your home of valuables, or a tree caves in your roof, there’s no question. Contact your insurance company or agent/broker immediately, and start the claims process by filing an insurance claim. But what…