Tips for Landlords, Building and Home Owners
Top 5 Homeowners Insurance Claims (and Tips for Avoiding Them)
Homeowners’ insurance offers a financial safety net against many of life’s curveballs. However, each claim you file comes with a risk. Your insurance company can raise your rates, or, if…
Spring Maintenance and Safety Tips for Homeowners
As the days get longer and temperatures climb, many people tackle spring cleaning chores as they air out their homes and spend more time outdoors. We invite you to add…
Spring Maintenance Checklist for Landlords
After a particularly brutal winter, spring is finally arriving here in the Northeast. Warmer temperatures mean that building owners and landlords should inspect their properties for maintenance issues that might…
Do I Need Separate Insurance Policies for Each Rental Property or Apartment Building?
Many property owners who have multiple buildings in their portfolios ask whether we recommend separate insurance policies. We present options for a master policy and provide them with the information…
Homeowners Insurance Quotes: Why Do Insurance Companies Ask So Many Questions?
If you think that shopping for homeowners insurance quotes often feels like an interview . . . you're not wrong. Insurance agents and brokers aren’t being nosy. They know what an…
These 6 Common Homeowners Insurance Myths Could Cost You Money
Homeowners insurance can be complicated. Maybe that’s why two-thirds of U.S. homes are underinsured, according to industry statistics. The complexity of property and casualty insurance probably explains why some misconceptions…
Natural Disasters Anywhere Can Affect Insurance Premiums Everywhere
When a fire, earthquake, hurricane or tornado happens elsewhere in the country, our hearts go out to the people who’ve suffered. We’re also thankful that the disaster happened somewhere else…
How Water Sensors and Leak Detection Technology Affect Homeowners Insurance
Water damage, combined with freezing, represents the second most common cause of home insurance claims, following wind or hail damage. According to the Insurance Information Institute, the average loss of…
Ask These 4 Questions Before Filing a Homeowners Insurance Claim
If your home undergoes major damage from an insured peril, filing a claim against your homeowners insurance policy is a no-brainer. But what if the potential loss is smaller? Is…
Fire Prevention for NYC-Area Landlords: Protect Your Tenants and Property
The holiday season may be behind us, but we’re in the heart of the winter fire season, with home heating—particularly space heaters—a leading cause of home fires and fire-related…