Homeowner Articles
How Much Homeowners Insurance Do I Need?
How much homeowners insurance should you get? If you say, “I paid this much for my house, so that’s how much insurance I need,” you should know that how the…
Protect Your Home Against Water Damage
When buying homeowners insurance, it’s tempting to decline coverage against water damage. If your home’s plumbing is in good condition—and you don’t live in a flood plain—you might think it’s…
How to Protect Yourself from Porch Pirates
The fanciful name hides an ever-growing crime. Porch pirates are stealing an increasing number of packages from, well, porches, stoops, vestibules, lobbies and doorsteps. In New York City alone, according…
Holiday & Winter Fire Safety Tips
The coming holiday season and winter months also bring the highest rate of home fires, a leading cause of home insurance claims. Not surprisingly, more than one-third of home fires…
How Often Should You Review Your Insurance?
Insurance isn’t a “set it and forget it” deal. Treating it that way could mean you’re paying too much, aren’t adequately insured, or don’t have the right coverage. This is…
A Guide to Shopping for Homeowners Insurance
You’re excited to remove the “For Sale” sign at your new home or condo. A bit less exciting is selecting the right homeowners’ insurance for your new property. Choosing the…
Fall Maintenance Checklist: 14 Tasks to Prepare Your Home for Winter
Spending a day or two this fall on a few annual maintenance tasks can help prevent common winter emergencies like home heating system breakdowns, roof leaks, and burst pipes. Complete…
A Guide to Fallen Trees and Insurance Claims
Your neighbor’s tree falls on your house or car. Or it’s your tree and your neighbor’s house or car. Or maybe the tree doesn’t fall, but a storm blows a…
A Homeowner’s Guide to Water Heater Safety
Water heaters are often forgotten as they sit in a utility closet, basement or garage until they break down and leave residents without hot water. Neglecting a water heater…
Insurance Coverage for Life Estate Properties
What is a life estate and why do you need life estate coverage? Leaving a home to heirs that is currently occupied by a family member or someone else is…