Homeowner Articles
When to Budget for Major Home Expenses
How long is your roof going to last? When should you budget for a new furnace? How much should you expect to spend on repairs and maintenance every year? What…
The Difference Between Contents and Structures Insurance Coverage
It’s not unusual that a landlord or residential building owner doesn’t know how much of his contents are covered on his insurance policy. Do you know if you're properly protected…
2020 Insurance Fraud Hall of Shame
Falsely accusing restaurants and grocery stores of sickening their family for six-figure insurance payouts. Recruiting homeless people to stage accidents to collect big payouts. Insurance scammers are nothing if not…
How Working from Home Can Affect Your Insurance
Your office has closed, and you’re working from home. Or maybe you’re self-employed or running a side hustle from a home office. Whether you’re sitting at the kitchen table with…
Get Ready for New York City’s Heat Season
New York City requires building owners to provide tenants with heat and hot water. Heat requirements go into effect during "Heat Season," while hot water must be provided year-round, 24…
How to Choose Smart Home Technology
Thanks to technology, homes are getting smarter. From another room or from halfway across the world, an app can turn lights off and on, change the temperature, warn about a…
How to Prevent Online Identity Theft
Is someone online pretending to be you when shopping or banking? Have your online identity and passwords been posted on the dark web for sale? Unfortunately, the answer is, “quite…
How to Prevent Frozen Pipes This Winter
Brrr . . . It’s getting cold outside! Freezing temperatures can lead to frozen pipes and water damage in your home or building. Fortunately, you can take several steps to…
Holiday & Winter Fire Safety Tips
The advent of winter and the holiday season also brings the highest rate of home fires, a leading cause of building insurance claims. Not surprisingly, more than one-third of home…
How to Protect Yourself from Porch Pirates
The fanciful name hides an ever-growing crime. Porch pirates are stealing an increasing number of packages from, well, porches, stoops, vestibules, lobbies and doorsteps. In New York City alone, according…