Landlord / Building Owner Articles
Tenant Discrimination Insurance: Essential Protection for Landlords
You don’t discriminate against potential or current tenants. You’re careful to treat everyone equally. So why do you need Tenant Discrimination Insurance? Because your potential liability goes far beyond your…
Property Registration for New York City Landlords—Get Started Now
New York City’s Department of Housing Preservation & Development (HPD) requires annual property registration by owners of residential buildings that meet the following requirements: Multiple dwelling (3 or more residential…
What NYC Building Owners Need to Know About Window Guards
For properties with three or more units, New York City law requires that building owners install and maintain window guards for apartments where a child age 10 years or younger…
Why Tenant Insurance Is a Must for Landlords
As a landlord, you have insurance to protect your building against a fire, theft or other peril. Should you insist that the people living in it also have insurance? Can…
Key Factors Influencing Insurance Premiums for Rental Properties in NYC
Whether you need to insure a two-family brownstone in Park Slope, a warehouse in the Bronx, or an apartment building on the Upper East Side, insurance companies look at many…
NYC Recycling Programs for Apartment Buildings
New York City's mandatory composting requirement, which went into effect earlier this month, has received extensive news coverage. The city also offers additional programs to help residents recycle unwanted items,…
Understanding Landlord Insurance Costs: How to Get the Best Rates
For many landlords, especially first-timers, the cost of insuring their building may seem mysterious. Why are landlord insurance costs so different from their homeowner’s policy? Why is the rate so…
A New York City Landlord’s Guide to Lead Paint Requirements
Landlords in New York City have specific responsibilities for protecting tenants from lead paint hazards. Local Law 1 of 2004, also known as the Childhood Lead Poisoning Prevention Act, outlines…
The Difference Between Contents and Structures Insurance Coverage
If you’ve ever purchased—or simply researched—property insurance, you’ve likely encountered the terms “contents” and “structures” coverage. In a nutshell, “structures” refers to the insured building and other structures, and “contents”…
Understanding Force-Placed Insurance for NYC Property Owners: Protect Your Investment
Have you received a notice about force-placed insurance on your property? If so, you’re probably paying too much money for insufficient protection. This article explains what force-placed insurance is, why…