NYC Landlord & Building Owner Insurance Insights
These articles are intended to help NYC landlords and building owners make informed insurance and risk management decisions. You will find practical guidance on liability exposures, compliance issues, common claims, and coverage considerations that can affect insurability, premiums, and long-term stability.
Owner-Occupied Buildings: Why Building Owners Might Need Renter’s Insurance
While it might sound strange for a property owner to need renter’s insurance, this is often the case for owner-occupied buildings. A number of the building owners we insure in…
NYC Electronics Recycling: Solutions for Buildings of All Sizes
Electronic devices represent the largest, fastest-growing component of hazardous waste sent to landfills, and New York City prohibits residents from disposing of electronics in the trash. Fortunately, the city offers…
Landlord Benefits of Eco-Friendly Appliances (and Other Green Changes)
Your apartment units will eventually need new appliances. You may be tempted to replace them with garden-variety, low- to mid-priced devices to save money and keep rents low. But consider…
6 Pro Tips for Cleaning Apartment Units Between Tenants
Sure, when tenants move out, they are supposed to leave behind a clean apartment. But apartment building owners know the reality all too well—either nothing gets cleaned or the cleaning…
Stay Compliant: NYC Gas Leak Notice Requirements for Building Owners
New York City requires building owners and landlords to notify tenants of procedures to follow if they suspect a gas leak. The notification requirement applies to all tenant-occupied dwellings, including…
Apartment Building Insurance: How the Renewal Process Should Work
Sadly, many landlords only hear from their insurance partner at renewal time—usually in the form of a bill. We hope this isn’t the case for you because this scenario points…
How to Shop for Building Insurance
You know your residential building needs insurance protection. What you might not know is how to find the commercial property coverage that best meets your needs. Sure, you will want…
A Guide to Landlord Responsibilities in New York City
Owners of residential apartment buildings in New York City have certain landlord responsibilities for maintenance and safety. Many of these responsibilities are outlined in multiple codes and laws, including the…
A Guide to Fallen Trees and Insurance Claims
Your neighbor’s tree falls on your house or car. Or it’s your tree and your neighbor’s house or car. Or maybe the tree doesn’t fall, but a storm blows a…
7 Signs You Need to Update Your Property Insurance
Most people don’t think about their property insurance until something happens. But when was the last time you made sure your coverage was up to date? It’s far more painful…