How much homeowners insurance should you get? If you say, “I paid this much for my house, so that’s how much insurance I need,” you should know that how the market values your home differs dramatically from how an insurance…
When buying homeowners insurance, it’s tempting to decline coverage against water damage. If your home’s plumbing is in good condition—and you don’t live in a flood plain—you might think it’s a good idea to spend that money elsewhere. But every…
The fanciful name hides an ever-growing crime. Porch pirates are stealing an increasing number of packages from, well, porches, stoops, vestibules, lobbies and doorsteps. In New York City alone, according to the Department of Transportation (DOT), 90,000 packages are reported…
The coming holiday season and winter months also bring the highest rate of home fires, a leading cause of home insurance claims. Not surprisingly, more than one-third of home fires occur between December and February, but Thanksgiving is the peak…
Insurance isn’t a “set it and forget it” deal. Treating it that way could mean you’re paying too much, aren’t adequately insured, or don’t have the right coverage. This is true for any type of insurance for two simple reasons:…
You’re excited to remove the “For Sale” sign at your new home or condo. A bit less exciting is selecting the right homeowners’ insurance for your new property. Choosing the right policy to protect your home is invaluable in the…
Spending a day or two this fall on a few annual maintenance tasks can help prevent common winter emergencies like home heating system breakdowns, roof leaks, and burst pipes. Complete these 14 routine tasks to make sure your home stays…
Your neighbor’s tree falls on your house or car. Or it’s your tree and your neighbor’s house or car. Or maybe the tree doesn’t fall, but a storm blows a branch through your window. Your tree, your problem? Your neighbor’s…
Water heaters are often forgotten as they sit in a utility closet, basement or garage until they break down and leave residents without hot water. Neglecting a water heater in this way can lead to potentially dangerous and unsafe…
If you have any questions about life estate coverage, insurance or your current insurance policy, or if you would like a free insurance review, please call us at 877-576-5200.