After you’ve weighed the pros and cons of filing a claim, spoken to your insurance broker, and filed the actual claim, your homeowners insurance company will send an insurance adjuster to gather evidence and assess the damage. Preparing for this…
When the COVID-19 pandemic upended people’s lives and routines, it caused many to reassess their living and work situations. Vacation homes became primary residences. Long-deferred home improvement projects moved to the front burner. And many remote workers found that they…
With summer weather here, it’s time to think about controlling the humidity and moisture levels in your home or building. High indoor humidity levels not only make the heat feel sticky and unbearable, but lingering moisture from summer thunderstorms can…
The months that homeowners most enjoy spending time outdoors are almost here. With their impending arrival, the New York City Council recently passed legislation that relaxes restrictions on open flames (including fire pits) in several zones. Whether or not you…
Pandemic pups need our help. As more owners return to daily routines outside the home, many of these pets are facing a significant disruption in their lives. The American Veterinary Medical Association (AVMA) predicts that the resulting canine stress could…
Whether you collect unique items as a hobby or you own expensive jewelry or artwork, it’s important to make sure these high-value items are covered by your homeowner's insurance policy. While your policy likely provides general, limited coverage for collectibles,…
Spring has officially arrived. Daylight Saving Time has returned—possibly for good. And as the weather turns warmer, many people are taking part in the ritual of spring cleaning. This practice often involves archiving and/or disposing of old documents, particularly as…
Insurance providers look at many factors when determining what rate and coverage to offer at renewal. The inherent complexity of the insurance industry can leave property owners confused about the variables that increase their insurance premiums. Some factors will always…
You haven’t filed a claim. You haven’t built an addition or made any changes to your home. So why did your insurance premiums go up? With inflation raising the costs of many items, you may assume that’s why your premiums…
The following article is a guest post by Attorney C. Jaye Berger. With all the pandemic-related restrictions being discussed in the media, it’s sometimes startling to realize how much renovation work is still going on in and around co-op and…