Paid off your mortgage? Congratulations! Your monthly mortgage payment probably included extra funds for property taxes and insurance. Of course, you’ll still have to pay taxes. But now that you don’t have a lender requiring insurance, can you drop your…
If you’ve ever purchased—or simply researched—property insurance, you’ve likely encountered the terms “contents” and “structures” coverage. In a nutshell, “structures” refers to the insured building and other structures, and “contents” refers to what’s inside. But this is insurance—no answer is…
Various sources, including the National Oceanic and Atmospheric Administration (NOAA), predict an especially active 2024 Atlantic hurricane season, which started on June 1 and continues through November 30. The NOAA is forecasting between 17 to 25 named storms (wind speeds…
Planning to travel this summer? If so, you’re not alone. According to the Summer Travel Survey 2024 published by The Vacationer, nearly 82% of American adults plan to travel this summer. Before taking off, however, make sure to protect your…
You may not have considered homeowner’s insurance policy gaps. You own a home. You buy homeowners insurance. Simple, right? Not always. There are a number of situations a standard homeowner’s policy doesn’t cover. Understand the gaps in a standard policy…
With kids out of school and sunshine (usually) in abundance, the summer months are the perfect time to get outside. Spending more time outdoors also increases the potential for accidents, especially when hosting guests. With just a bit of planning,…
Even though homeowners insurance provides critical financial protection, no one enjoys paying insurance premiums. It’s no surprise that many people think about filing a claim with their homeowners insurance when life throws the inevitable curveball. Not all claims are created…
May is National Electrical Safety Month, making this a good time to review electrical safety. Electricity can be dangerous, whether the hazard is a crane contacting an overhead line or a toddler sticking a fork into an electrical socket. The…
In a country where 25% of households own at least one pet, dogs are the most popular species. Nearly 90 million dogs live in 65 million U.S. households. There are roughly 600,000 dogs in New York City alone. It’s no…
Spring has officially arrived. Daylight Saving Time has returned. And as the weather turns warmer, many people are taking part in the ritual of spring cleaning. This practice often involves archiving and/or disposing of old documents, particularly as Americans gather…