Man’s best friend doesn’t always act so friendly. The Centers for Disease Control and Prevention (CDC) estimates that about 4.5 million people are bitten by dogs each year in the U.S., and in 2019 the average cost per claim jumped…
You can’t see it. You can’t smell it. Carbon monoxide is a silent killer that can invade almost any home or vehicle without warning. Every year, according to the Centers for Disease Control and Prevention (CDC), at least 430 people…
Property, casualty and vehicle insurance can be complicated. This probably helps explain why some misconceptions about insurance persist, even among people who’ve been buying insurance for years. Here are some mistaken beliefs that are surprisingly common. All policies are pretty…
How long is your roof going to last? When should you budget for a new furnace? How much should you expect to spend on repairs and maintenance every year? What will insurance cover? Every situation is different, and the averages…
It’s not unusual that a landlord or residential building owner doesn’t know how much of his contents are covered on his insurance policy. Do you know if you're properly protected with both contents and structures insurance? Contents vs. Structure There is…
Falsely accusing restaurants and grocery stores of sickening their family for six-figure insurance payouts. Recruiting homeless people to stage accidents to collect big payouts. Insurance scammers are nothing if not inventive. But whether they burned down old houses they claimed…
Your office has closed, and you’re working from home. Or maybe you’re self-employed or running a side hustle from a home office. Whether you’re sitting at the kitchen table with a laptop or have a room dedicated as a home…
New York City requires building owners to provide tenants with heat and hot water. Heat requirements go into effect during "Heat Season," while hot water must be provided year-round, 24 hours a day, at a constant minimum temperature of 120°…
Thanks to technology, homes are getting smarter. From another room or from halfway across the world, an app can turn lights off and on, change the temperature, warn about a leaking pipe, or monitor the movements of a delivery person.…
Is someone online pretending to be you when shopping or banking? Have your online identity and passwords been posted on the dark web for sale? Unfortunately, the answer is, “quite possibly.” In 2018, the Federal Trade Commission received close to…