Chances are, you wouldn’t stick a finger into an electrical outlet, pick flaking paint and put paint chips in your mouth, or lean on the screen of an open window. But children, who are inherently curious about the world around…
Owning a home can be complicated. You have to maintain it, repair it, pay for it, insure it and maybe even renovate it. It can also get expensive. According to data compiled by Clever, the average homeowner spends $3,000 a…
Planning to take a road trip during the Memorial Day weekend? If so, you won’t be alone. AAA predicts that 42.3 million Americans will travel at least 50 miles from home over the five-day period from Thursday, May 25, through…
While homeowners insurance provides important financial protection against common losses, no one wants to go through the disruption and inconvenience of filing a claim. We’ve provided the information below in hopes of making the homeowners insurance claim process as smooth…
Floods often occur without warning, and the post-flood recovery process can be overwhelming. While we hope you don’t experience a flood, we’ve created a flood recovery guide with resources assembled from the Federal Emergency Management Agency (FEMA), Centers for Disease…
We’ve all received insurance updates from our carriers, usually around policy renewal time. These notices often include market and coverage changes, important information that even responsible homeowners may not review closely. Consider the cautionary tale of a Toronto condo owner,…
Do you have the right homeowners insurance for your property? While this shouldn’t come as a surprise, the time for an insurance policy review is before you need to file a claim. That’s why we recommend reviewing your insurance policy annually.…
Homeowners often wonder why their home's replacement cost differs from its market value and how those two numbers should affect homeowners insurance decisions. Your home’s replacement cost reflects what it would cost to rebuild your home from the ground up.…
Lloyd’s of London has long been famous for extending its specialty insurance coverage to celebrities and their body parts. Back in the 1930s, Jimmy Durante insured his distinctive nose for $140,000, and Betty Grable insured her legs for $1…
You haven’t filed a claim. You haven’t built an addition or made any changes to your home. So why did your insurance premiums go up? With inflation raising the costs of many items, you may assume that’s why your premiums…