Does your home sit vacant during cold weather? Whether you’re a snowbird heading for warmer climes or away from your home for other reasons, you want to return to a home that’s safe, secure, and undamaged. (Minus some dust.) Cold…
Your home or commercial building is insured against rain and rain damage, right? If the roof leaks or the rain causes water damage for some other reason, most owners assume their policy will cover it. In reality, many property insurance…
From a telephone on a dining room table to one of the largest specialty insurance brokers in New York City, the insurance agency founded as Stuart E. Cohen Ltd. has come a long way in 45 years. And the City…
Homeowners’ insurance offers a financial safety net against many of life’s curveballs. However, each claim you file comes with a risk. Your insurance company can raise your rates, or, if you’ve filed multiple claims in a short time frame, drop…
No longer the stuff of science fiction, smart home technology is here to stay. Global consumer spending is estimated to reach $123 billion by the end of 2021, according to market research firm Strategy Analytics, with North American households accounting…
After the pandemic canceled many Halloween celebrations last year, Americans are on track to spend a record amount on the spooky holiday in 2021. The National Retail Federation (NRF) estimates that consumer spending will reach $10.14 billion, including $3 billion…
Change is hard. Whether you’re considering a new insurance agent or a new hairstylist, it’s usually easier to stick with the one you have. But the one you have might be costing you—time, money or even both. After more than…
As global warming continues to produce catastrophic storms, more homeowners are discovering—often too late—the need for flood insurance. Historically, flood insurance premiums were dictated by Flood Insurance Rate Maps (FIRMs), published by the Federal Emergency Management Agency (FEMA). In reality,…
The following article is a guest post by Rachel Watson of Precision Air & Plumbing. Plumbing-related issues are some of the most dreaded problems of home and building owners. Though most of the time they are just minor problems with…
When the remnants of Hurricane Ida struck the Northeast, many property owners discovered that their homeowners’ insurance excluded damage caused by floodwaters. Both coastal flooding—overflow of inland or tidal waters—and flash flooding—rapid accumulation or runoff of surface waters—require special flood…