Many homeowners who don’t live in areas prone to flooding assume that their homeowners’ insurance policy will protect them during storm season. For homeowners in the mid-Atlantic, especially the New York metropolitan area, that may be a dangerous (and potentially…
With kids out of school and sunshine (usually) in abundance, the summer months are the perfect time to enjoy the outdoors. As the song says, the living may be easy, but accidents can happen at any time. With just a…
Don't wait until it is too late - spot hidden home hazards now.Many homes, especially older ones, harbor potentially expensive problems that aren’t obvious—until they are. Electrical systems can fail or start fires. Pipes and roofs can leak. Foundations can…
For many homeowners, warmer weather means home improvement projects around the house and yard. Whether large or small, follow these steps before starting a project or hiring a contractor to avoid issues later. Some problems, such as not having the…
Nearly 90 million dogs live in 65 million U.S. households, with roughly 600,000 dogs in New York City alone. It’s no secret that many humans dote on their “fur babies,” but even pampered pets can nip under certain circumstances. Each…
Homeowners’ insurance offers a financial safety net against many of life’s curveballs. However, each claim you file comes with a risk. Your insurance company can raise your rates, or, if you’ve filed multiple claims in a short time frame, drop…
As the days get longer and temperatures climb, many people tackle spring cleaning chores as they air out their homes and spend more time outdoors. We invite you to add the following maintenance items to your spring to-do list to…
If you think that shopping for homeowners insurance quotes often feels like an interview . . . you're not wrong. Insurance agents and brokers aren’t being nosy. They know what an insurance company will want to know. Having that information available…
Homeowners insurance can be complicated. Maybe that’s why two-thirds of U.S. homes are underinsured, according to industry statistics. The complexity of property and casualty insurance probably explains why some misconceptions persist, even among people who’ve been buying insurance for years…
When a fire, earthquake, hurricane or tornado happens elsewhere in the country, our hearts go out to the people who’ve suffered. We’re also thankful that the disaster happened somewhere else. When it comes to insurance, however, that same disaster affects…