Insurance isn’t a “set it and forget it” deal. Treating it that way could mean you’re paying too much, aren’t adequately insured, or don’t have the right coverage. This is true for any type of insurance for two simple reasons:…
Your neighbor’s tree falls on your house or car. Or it’s your tree and your neighbor’s house or car. Or maybe the tree doesn’t fall, but a storm blows a branch through your window. Your tree, your problem? Your neighbor’s…
Water heaters are often forgotten as they sit in a utility closet, basement or garage until they break down and leave residents without hot water. Neglecting a water heater in this way can lead to potentially dangerous and unsafe conditions,…
What is a life estate and why do you need life estate coverage? Leaving a home to heirs that is currently occupied by a family member or someone else is sometimes set up as a life estate for estate planning…
Before purchasing a policy, you’ll want to make sure that the insurance company you choose will be able to pay you after a claim is approved. Insurance company ratings are expert assessments of a provider's financial strength. You can use…
Here on the East Coast, the summer months not only bring people out of their homes to enjoy the outdoors, but it also brings hurricanes and floods. (The Atlantic hurricane season starts on June 1 and extends through November 30.) The…
While homeowners insurance provides important financial protection against common losses, no one wants to go through the disruption and inconvenience of filing a claim. We’ve provided the information below in hopes of making the homeowners insurance claim process as smooth…
Floods often occur without warning, and the post-flood recovery process can be overwhelming. While we hope you don’t experience a flood, we’ve created a flood recovery guide with resources assembled from the Federal Emergency Management Agency (FEMA), Centers for Disease…
Whether you plan to sell your home or simply want the biggest bang for your home improvement budget, there are many projects that are worth the investment. Generally, the projects that offer the best ROI include those that improve the…
Fire safety equipment like smoke alarms and fire extinguishers provide crucial extra time to get out of a burning home or building, but many people don’t know how to maintain these tools. For example, most homes (96%) have at least…