This article is part of a series on resolving property violations in New York City. See also: How to Clear NYC Violations – HPD and How to Clear NYC Violations – OATH. Why DOB Violations Are Insurance Risk Factors for NYC Landlords If a…
New York City’s 2026–2027 Heat Season starts on October 1. In addition to ensuring their heating systems are ready, building owners need to know about an important change in how the city will handle heat complaints this year. Heat Season…
For many New York City landlords, requiring tenants to carry renters insurance is an important risk-management practice. Increasingly, it may also be an underwriting issue. Depending on the insurance company and property, a building owner may be required to make…
Cooler temperatures and brightly colored foliage herald the arrival of fall here in the New York City area. In addition to clearing leaves from gutters and drains, building owners should inspect their properties inside and out to ensure they can…
This article is part of a series on resolving property violations in New York City. See also: How to Clear NYC Property Violations – HPD and How to Clear NYC Property Violations – DOB. Why OATH Violations Are a Bigger…
Owning and managing a building in New York City can be complicated. Regulations change frequently. Obscure compliance issues can cause premium increases and dropped coverage. Managing risk can feel like a game of whack-a-mole. We’ve made it easy for landlords…
If you’ve ever purchased—or simply researched—property insurance, you’ve likely encountered the terms “contents” and “structures” coverage. In a nutshell, “structures” refers to the insured building and other structures, and “contents” refers to what’s inside. But this is insurance, which means…
Why HPD Violations Put Your Building Insurance at Risk A violation issued by NYC Housing Preservation & Development (HPD) is more than an annoyance or potential legal issue. It can also cause serious insurance problems. Insurers thoroughly review both open…
New York City’s brownstones are pieces of history that are an integral part of what makes New York City unique and historic. Because of their historic nature, brownstones have special needs and challenges that owners need to know about when…
What Is a Building Insurance Evaluation? A building insurance evaluation—sometimes called an insurance inspection—is a formal on-site assessment conducted by or on behalf of your insurance carrier to determine the physical condition, safety profile, and overall risk level of your…