Landlord insurance in New York City is tricky. This guide outlines critical risk management factors that influence insurance eligibility, pricing, and coverage for New York City landlords. Each section addresses a specific area that insurers evaluate when underwriting small residential…
When comparing landlord insurance quotes, the lowest premium can look like the smart choice. But a cheaper policy from a financially weak carrier isn't a discount; it's a deferral. You're not saving money so much as shifting the risk from…
What Is a Building Insurance Evaluation? A building insurance evaluation—sometimes called an insurance inspection—is a formal on-site assessment conducted by or on behalf of your insurance carrier to determine the physical condition, safety profile, and overall risk level of your…
NYC landlords are legally responsible for keeping their buildings free of pests. That means sealing entry points, maintaining sanitation, meeting trash containerization standards, and complying with pesticide, bed bug notification, and indoor allergen disclosure laws. Pest control isn't merely a…
Open violations can cause problems for landlords when renewing the building’s insurance policy, even if they still have time to correct and certify the violation before the agency deadline. As part of our annual review process, we request property reports…
The landlord insurance market has been tough for years. Various external forces—from higher construction labor and materials to more frequent and severe natural disasters—have driven up insurance premiums. Not surprisingly, many landlords are shopping for insurance deals. At City Building…
If you own a residential property with one to nine units in New York City, an important sanitation deadline is approaching. While smaller buildings can currently use any trash container with a secure lid, that flexibility ends in June 2026…
May is National Electrical Safety Month, making it a good time for New York City property owners to take a closer look at one of the most common—and often overlooked—sources of building risk: electrical systems. Electrical issues are more than…
Even landlords who love dogs might want to rethink the pet policy for their buildings. According to the Insurance Information Institute (III) and State Farm, dog bites and other dog-related injuries cost $1.86 billion in liability claims in 2025. This figure represents…
After a particularly brutal winter, spring has finally arrived in the Northeast. Now is the time for building owners and landlords to inspect their properties for issues that may have developed over the winter months. Even if you catch only…