When buying homeowners insurance, it’s tempting to decline coverage against water damage. If your home’s plumbing is in good condition—and you don’t live in a flood plain—you might think it’s a good idea to spend that money elsewhere. But every…
As flooding and water backups become more common, many homeowners want to make sure they are covered for any kind of water damage. Homeowners are often surprised to learn how complicated water damage can be from an insurance perspective. Whether…
Your home or commercial building is insured against rain and rain damage, right? If the roof leaks or the rain causes water damage for some other reason, most owners assume their policy will cover it. In reality, many property insurance…
Every day, at least one water main breaks in New York City. The big breaks can flood subway tunnels and close streets, making life difficult and inconvenient for commuters, residents and business owners. The smaller breaks might only be a…