Nothing strikes terror into a homeowner’s heart like coming home to water flooding the basement. Unfortunately, climate change has made basement floods increasingly common. It’s not only a pain to clean up, but a flooded basement can damage or destroy…
When buying homeowners insurance, it’s tempting to decline coverage against water damage. If your home’s plumbing is in good condition—and you don’t live in a flood plain—you might think it’s a good idea to spend that money elsewhere. But every…
Here on the East Coast, the summer months not only bring people out of their homes to enjoy the outdoors, but it also brings hurricanes and floods. (The Atlantic hurricane season starts on June 1 and extends through November 30.) The…
As flooding and water backups become more common, many homeowners want to make sure they are covered for any kind of water damage. Homeowners are often surprised to learn how complicated water damage can be from an insurance perspective. Whether…
Your home or commercial building is insured against rain and rain damage, right? If the roof leaks or the rain causes water damage for some other reason, most owners assume their policy will cover it. In reality, many property insurance…
Every day, at least one water main breaks in New York City. The big breaks can flood subway tunnels and close streets, making life difficult and inconvenient for commuters, residents and business owners. The smaller breaks might only be a…