Spring Cleaning? Don’t Forget Your Homeowners Insurance
Spring has officially arrived. Daylight Saving Time has returned. And as the weather turns warmer, many people are taking part in the ritual of spring cleaning. This practice often involves archiving and/or disposing of old documents, particularly as Americans gather…
How to Shop for Commercial Property Insurance in New York City
Shopping for building owner/landlord insurance can be tedious and confusing. Or it can be incredibly straightforward and simple—but carry big surprises at claim time. We hope you never experience a claim. If you do, however, we especially hope that you…
Owner-Occupied Buildings: Why Building Owners Might Need Renter’s Insurance
While it might sound strange for a property owner to need renter’s insurance, this is often the case for owner-occupied buildings. A number of the building owners we insure in the New York City area require renter’s insurance to protect…
How Often Should You Review Your Insurance?
Insurance isn’t a “set it and forget it” deal. Treating it that way could mean you’re paying too much, aren’t adequately insured, or don’t have the right coverage. This is true for any type of insurance for two simple reasons:…
A Guide to Shopping for Homeowners Insurance
You’re excited to remove the “For Sale” sign at your new home or condo. A bit less exciting is selecting the right homeowners’ insurance for your new property. Choosing the right policy to protect your home is invaluable in the…
Common Directors and Officers Liability Claims
While no one likes to think about lawsuits (except for perhaps litigation attorneys), they are a fact of life—one that association boards and property managers need to prepare for with directors and officers (D&O) liability insurance. Previous articles have addressed how…
When Is the Best Time to Shop for Landlord Insurance?
When shopping for landlord insurance, can you find bargains at certain times of the year, like buying cars and televisions? Or does it make sense to wait 60 to 90 days before your current landlord insurance policy comes up for…
POLL: Most Policyholders Aren’t Sure What Their Homeowners Insurance Covers
According to a poll reported in the New York Post, most policyholders (79%) have read through their homeowners insurance policy at least once, while 30% say they frequently read their policy. However, nearly two-thirds (65%) of the 2,000 homeowners…