Homeowner Articles
Natural Disasters Endanger Homes, Families … and Insurance Rates
When a natural disaster strikes, that fire, earthquake, hurricane or tornado isn’t just affecting people in the area. It’s affecting you and your insurance premiums. Two key takeaways: The increasing…
How to Enjoy a Backyard Fire Pit Safely
The months that homeowners most enjoy spending time outdoors are almost here. With their impending arrival, the New York City Council recently passed legislation that relaxes restrictions on open flames…
4 Steps to Insuring Collectibles & High-Value Items
Whether you collect unique items as a hobby or you own expensive jewelry or artwork, it’s important to make sure these high-value items are covered by your homeowner's insurance policy…
Common Misconceptions About Insurance Premium Increases
Insurance providers look at many factors when determining what rate and coverage to offer at renewal. The inherent complexity of the insurance industry can leave property owners confused about the…
Should You File a Homeowners Insurance Claim?
When life throws you a curveball that damages your home or property, it’s natural to want to file a homeowners insurance claim so that you can recover the cost and…
The Health Risks of Poor Indoor Air Quality During Winter
The following article is a guest post by Rachel Watson of Precision Air & Plumbing. During summer, opening windows and doors can help you cool down. However, cold weather calls…
6 Common Winter Home Disasters and How to Avoid Them
Harsh winter weather—including below-freezing temps, high winds, and ice and snow storms—can cause thousands of dollars in damage to both the exterior and interior of your home. Fortunately, you’re not…
Winter Driving Safety Tips
If you started to allow 10 times more distance to stop your vehicle, you’d probably be the most cautious driver in history. The American Automobile Association (AAA) reports that stopping…
Protect Your Home or Business from Rain Damage
Your home or commercial building is insured against rain and rain damage, right? If the roof leaks or the rain causes water damage for some other reason, most owners assume…
City Building Owners Insurance: Celebrating 45 Years of Service and Support
From a telephone on a dining room table to one of the largest specialty insurance brokers in New York City, the insurance agency founded as Stuart E. Cohen Ltd. has…