Whether you plan to sell your home or simply want the biggest bang for your home improvement budget, there are many projects that are worth the investment. Generally, the projects that offer the best ROI include those that improve the…
According to a poll reported in the New York Post, most policyholders (79%) have read through their homeowners insurance policy at least once, while 30% say they frequently read their policy. However, nearly two-thirds (65%) of the 2,000 homeowners…
According to the National Fire Protection Association (NFPA), dryer vents clogged with lint and other debris cause an average of 4,470 fires every year. But keeping dryer vents clean offers more benefits for homeowners than simply lowering the risk of…
Fire safety equipment like smoke alarms and fire extinguishers provide crucial extra time to get out of a burning home or building, but many people don’t know how to maintain these tools. For example, most homes (96%) have at least…
According to the 2020 Traffic Culture Safety Index, published by the AAA Foundation for Traffic Safety, most drivers (79.7%) consider using a handheld cell phone as extremely or very dangerous. The percentages jumped to 94.9% and 95.9% for reading or…
The road toward homeownership can be a bumpy one, especially in today’s competitive real estate market. But, once you jumped through all the hoops and signed all the paperwork, the home is finally yours. That’s a major event, particularly for…
Though many homeowners and building owners find cleaning their gutters once or twice a year difficult, it’s worth the effort. Gutters are one of your home or building’s primary defenses against flooding, mold growth, ice dams, and foundation damage. When…
As flooding and water backups become more common, many homeowners want to make sure they are covered for any kind of water damage. Homeowners are often surprised to learn how complicated water damage can be from an insurance perspective. Whether…
If you’ve ever filled out a form or called for a quote on a homeowner’s policy, you’ve probably noticed that the insurance company had questions. Lots of questions. Insurance agents and brokers aren’t being nosy. They know what an insurance…
Several times a week, people ask us about the difference between an insurance agent and an insurance broker. Here's the short answer: An insurance agent represents a specific insurance carrier and has the power to bind a policy on behalf…