Integrated pest management focuses on preventive measures, rather than pesticides, to keep homes pest-free. The best part? These practices are generally simple and inexpensive. Now that temperatures are heating up in the Northeast, tourists aren’t the only newcomers flooding…
Most businesses can’t buy insurance against loss of income. If no one shops in a store or eats in a restaurant on a given day, the insurer won’t replace the lost income. But landlords and building owners have a safety…
Man’s best friend doesn’t always act so friendly. The Centers for Disease Control and Prevention (CDC) estimates that about 4.5 million people are bitten by dogs each year in the U.S., and in 2019 the average cost per claim jumped…
Property, casualty and vehicle insurance can be complicated. This probably helps explain why some misconceptions about insurance persist, even among people who’ve been buying insurance for years. Here are some mistaken beliefs that are surprisingly common. All policies are pretty…
What insurance does a landlord need? This article covers both basic landlord insurance and optional coverage you may want to consider. If you’re considering renting out your property and you’re not planning on living there, chances are, your homeowner’s insurance…
Owners of small buildings in New York City face a number of insurance challenges. But for owners of mixed-use buildings - those properties with commercial space on the ground floor and residential units above - commercial building insurance can get…
Various New York laws require landlords to post specific signs and notices for tenants. These include the Housing Maintenance Code (part of the NYC Administrative Code), the Multiple Dwelling Law, and the Rules of the City of New York. As…
As a building owner, you want to keep your building and your tenants safe. But in a world of increasing crime rates, it can be difficult. Many things can happen, both in and around your building. Luckily, you can take…
New York’s Local Law 55 of 2018 created additional obligations for owners of multiple dwellings (3+ units) when it comes to pests, molds and other allergens. Owners must perform annual inspections of all units and common areas for indoor allergen…
If you've received our postcards, you may have noticed that our policies include sewer backup coverage. That's because backed-up sewers can cause a great deal of damage to floors, walls, furniture and electrical systems. Most insurance companies offer sewer backup…