Landlords can require tenants to be responsible for sidewalk winter conditions per the lease agreement, but be careful. Even if you don’t live in the building and delegate responsibilities for snow removal to a tenant, that doesn’t absolve you of…
People call our office all the time, wondering why multi-family building insurance is so much higher than homeowners’ insurance. Sometimes they’re even wondering why an insurance company declined to make them an offer. To qualify for the best insurance rates…
New York City requires property owners to maintain the sidewalks adjacent to their properties. This requirement generally comes down to snow removal and sidewalk repair. Sidewalk violations The Department of Transportation (DOT) has oversight over New York City's 12,750 miles…
Protecting your real estate investment in the Greater New York City area begins with the right landlord insurance. Landlord insurance can help pay for property damage due to storms or other disasters, cover repairs in the event of a fire,…
The New York City Department of Sanitation (DSNY) will launch curbside composting for all Bronx, Manhattan and Staten Island residents the week of October 6, 2024. Already available throughout Brooklyn and Queens, compost collection will now be required for New…
Cooler temperatures and brightly colored foliage herald the arrival of fall here in the New York City area. In addition to clearing leaves from gutters and drains, building owners should inspect their properties inside and out to ensure they can…
You don’t discriminate against potential or current tenants. You’re careful to treat everyone equally. So why do you need Tenant Discrimination Insurance? Because your potential liability goes far beyond your own words and actions. In some cases, what one of…
New York City’s Department of Housing Preservation & Development (HPD) requires annual property registration by owners of residential buildings that meet the following requirements: Multiple dwelling (3 or more residential units) Private dwelling (1-2 residential units) not occupied by the…
For properties with three or more units, New York City law requires that building owners install and maintain window guards for apartments where a child age 10 years or younger lives. Every window in the apartment, except those leading to…
As a landlord, you have insurance to protect your building against a fire, theft or other peril. Should you insist that the people living in it also have insurance? Can you mandate that they buy renters’ policies? Yes. And yes…