If you've bought an older home in the New York area, whether in the city or one of the surrounding suburbs, or you're coming up on renewal, your insurer may want to look at the property before issuing or continuing…
When comparing landlord insurance quotes, the lowest premium can look like the smart choice. But a cheaper policy from a financially weak carrier isn't a discount; it's a deferral. You're not saving money so much as shifting the risk from…
Now that temperatures are heating up in the Northeast, pests, both furry and many-legged, are looking for a way into your home. As noted by the New York City Health Department, insects and rodents can contaminate food, damage homes, and…
With kids out of school and sunshine (usually) in abundance, the summer months are the perfect time to enjoy the outdoors. As the song says, the living may be easy, but accidents can happen at any time. With just a…
Many people who don’t live in flood-prone areas assume that their homeowners’ insurance policy will protect them during storm season. For homeowners in the mid-Atlantic, especially the New York metropolitan area, that can be a dangerous (and potentially expensive) assumption…
How much homeowners insurance should you get? If you say, “I paid this much for my house, so that’s how much insurance I need,” you should know that how the market values your home differs dramatically from how an insurance…
May is National Electrical Safety Month, making it a good time to take a closer look at one of the most common—and often overlooked—sources of risk in residential properties: electrical systems. Electrical safety is a key part of fire prevention,…
Nearly 90 million dogs live in 65 million U.S. households, with roughly 600,000 dogs in New York City alone. It’s no secret that many humans dote on their “fur babies,” but even pampered pets can nip under certain circumstances. Each…
After a particularly brutal winter, many homeowners here in the Northeast are discovering issues that weren’t visible just a few weeks ago—ice damage, moisture intrusion, and wear that quietly accumulated during the cold, snowy months. As temperatures rise and homes…
A slip, trip or fall can be minor, or it can result in serious injury and expensive medical bills. Each year, nearly eight million people are hospitalized because of falls, and more than 47,000 die as a result. Nationally, fall-related…