Thanksgiving marks the official start of the holiday season here in the U.S. This uniquely American holiday also ushers in the months with the highest rate of home fires. More than one-third of home fires occur between December and February,…
The fanciful name hides an ever-growing crime. Each year, porch pirates are stealing packages worth billions from porches, stoops, vestibules, lobbies and doorsteps. In New York City alone, according to the Department of Transportation (DOT), 90,000 packages are reported stolen…
When it comes to insuring your home, you need to think in terms of replacement cost, not market value. Replacement cost reflects the amount required to rebuild your home, as it stands today, with similar materials and features. Market value,…
All Hallows’ Eve began as an ancient Celtic harvest festival, marked by parties and feasts. The feasts have been replaced by mountains of candy, but one part of the festival remains: everyone wants to dress up and have fun. Follow…
New York’s brownstones are full of charm, but they also present unique risks when it comes to insurance. Their age, architecture, and historic value call for more than a basic homeowners policy. Many insurers won’t cover them at all. The…
Smart home devices, such as security cameras and leak detectors, can help keep your home and family safe. They can also, depending upon your insurer, policy and location, lower your insurance premiums. Why Insurers Care About Smart Devices Some insurance…
It’s official—autumn has arrived here in the Northeast. Spending a day or two this fall on a few annual maintenance tasks can help prevent common winter emergencies like home heating system breakdowns, roof leaks, and burst pipes. Complete these 16…
You’ve heard the saying “it’s not what you know, it’s who you know.” At City Building Owners Insurance, we make it our business to know what and who. Specifically, we know what’s happening in the industry and who the players…
Insurance providers look at many factors when determining what rate and coverage to offer at renewal. The inherent complexity of the insurance industry can leave property owners confused about the variables that increase their insurance premiums. Some factors will always…
Moving into a new home is an exciting event. Less exciting, but critically important, is selecting a homeowners’ insurance policy to protect your new home and everything in it. Choosing the right policy to protect your home is invaluable in…