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Combating porch pirates

How to Protect Yourself from Porch Pirates

The fanciful name hides an ever-growing crime. Each year, porch pirates are stealing packages worth billions from porches, stoops, vestibules, lobbies and doorsteps. In New York City alone, according to the Department of Transportation (DOT), 90,000 packages are reported stolen…

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How Do I Calculate the Replacement Cost of My Home?

When it comes to insuring your home, you need to think in terms of replacement cost, not market value. Replacement cost reflects the amount required to rebuild your home, as it stands today, with similar materials and features. Market value,…

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Smartphone with security apps that can save money on insurance

Potential Insurance Benefits of Smart Home Devices

Smart home devices, such as security cameras and leak detectors, can help keep your home and family safe. They can also, depending upon your insurer, policy and location, lower your insurance premiums. Why Insurers Care About Smart Devices Some insurance…

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Row of Brownstones in New York

How to Survive a Challenging Insurance Market

You’ve heard the saying “it’s not what you know, it’s who you know.” At City Building Owners Insurance, we make it our business to know what and who. Specifically, we know what’s happening in the industry and who the players…

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increasing insurance premiums

Common Misconceptions About Insurance Premium Increases

Insurance providers look at many factors when determining what rate and coverage to offer at renewal. The inherent complexity of the insurance industry can leave property owners confused about the variables that increase their insurance premiums. Some factors will always…

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shopping for homeowners insurance

6 Steps for Choosing the Right Homeowners Insurance

Moving into a new home is an exciting event. Less exciting, but critically important, is selecting a homeowners’ insurance policy to protect your new home and everything in it. Choosing the right policy to protect your home is invaluable in…

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