Most construction projects in New York City require a Department of Buildings (DOB) permit. Such undertakings require building owners to hire licensed design professionals—professional engineers (PEs) or registered architects (RAs)—who file plans and obtain permits before the work begins. While…
As a building owner, you’re responsible for any work done on your property. In New York City, this responsibility includes hiring design professionals and contractors with the appropriate licenses and securing a work permit before starting. Projects that DON'T Require…
What insurance does a landlord need? This article covers both basic landlord insurance and optional coverage you may want to consider. If you’re considering renting out your property and you’re not planning on living there, chances are, your homeowner’s insurance…
This article is the third in a series on resolving property violations in New York City. Visit the other articles in this series, Part 1: How to Clear NYC Property Violations – HPD and Part 2: How to Clear NYC…
This article is the second in a series on resolving property violations in New York City. Visit the other articles in this series, Part 1: How to Clear NYC Property Violations – HPD and Part 3: How to Clear NYC…
This article is the first in a series on resolving property violations in New York City. Visit the other articles in this series, Part 2: How to Clear NYC Property Violations – OATH and Part 3: How to Clear NYC…
Integrated pest management focuses on preventive measures, rather than pesticides, to keep homes pest-free. The best part? These practices are generally simple and inexpensive. Now that temperatures are heating up in the Northeast, tourists aren’t the only newcomers flooding the…
If you've received our postcards, you may have noticed that our policies include sewer backup coverage. That's because backed-up sewers can cause a great deal of damage to floors, walls, furniture and electrical systems. Most insurance companies offer sewer backup…
A coinsurance clause typically appears in the "Conditions" section of an insurance policy. If you're short on time, here's the bottom line: you don't want it. Coinsurance can take many forms in the insurance world. The general concept is that…
Brrr . . . It’s getting cold outside! Freezing temperatures can lead to frozen pipes and water damage in your home or building. Fortunately, you can take several steps to help prevent freezing pipes. Disconnect all outdoor hoses, and turn…