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Tips for Landlords, Building and Home Owners

Risk Management to Maintain Insurable Buildings

How NYC Landlords Manage Risk to Maintain Insurable Buildings

Landlord insurance in New York City is tricky. This guide outlines critical risk management factors that influence insurance eligibility, pricing, and coverage for New York City landlords. Each section addresses…

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insurance inspection preparedness

What to Expect When Your Homeowners Insurance Company Inspects Your House

If you've bought an older home in the New York area, whether in the city or one of the surrounding suburbs, or you're coming up on renewal, your insurer may…

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Why you should care about your insurance company rating

Why Your Insurance Carrier’s Financial Rating Matters More Than You Think

When comparing landlord insurance quotes, the lowest premium can look like the smart choice. But a cheaper policy from a financially weak carrier isn't a discount; it's a deferral. You're…

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Insurance inspector using a tablet to evaluate the exterior of a brick multi-family building in New York City

How NYC Landlords Prepare for a Building Insurance Evaluation and Come Out Ahead

What Is a Building Insurance Evaluation? A building insurance evaluation—sometimes called an insurance inspection—is a formal on-site assessment conducted by or on behalf of your insurance carrier to determine the…

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Integrated Pest Management tips and benefits

NYC Home Pest Control Tips & New Trash Bin Rules

Now that temperatures are heating up in the Northeast, pests, both furry and many-legged, are looking for a way into your home. As noted by the New York City Health…

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Mouse on counter next to bag of pasta shells

NYC Landlord Pest Control: Rules & Requirements

NYC landlords are legally responsible for keeping their buildings free of pests. That means sealing entry points, maintaining sanitation, meeting trash containerization standards, and complying with pesticide, bed bug notification,…

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New York City brownstone exterior representing factors insurance companies review before quoting landlord insurance

How Open Violations Can Create Risks for NYC Property Owners

Open violations can cause problems for landlords when renewing the building’s insurance policy, even if they still have time to correct and certify the violation before the agency deadline. As…

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summer safety tips

Enjoy the Outdoors with These Summer Safety Tips

With kids out of school and sunshine (usually) in abundance, the summer months are the perfect time to enjoy the outdoors. As the song says, the living may be easy,…

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Concept image representing the questions insurance companies ask before issuing landlord insurance coverage

Why Insurance Companies Ask So Many Questions Before Quoting Landlord Insurance

The landlord insurance market has been tough for years. Various external forces—from higher construction labor and materials to more frequent and severe natural disasters—have driven up insurance premiums. Not surprisingly,…

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Rain falling outside a New York City residential building during storm season

Is Your Homeowners Insurance Ready for Storm Season?

Many people who don’t live in flood-prone areas assume that their homeowners’ insurance policy will protect them during storm season. For homeowners in the mid-Atlantic, especially the New York metropolitan…

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