Homeowner Articles
5 Steps to Create a Home Inventory for Insurance Protection
Do you have an up-to-date home inventory? If not, you’re not alone: According to a 2023 Insurance Information Institute (III)/Munich Re Consumer Survey, only 47% of homeowners reported having such…
Christmas Tree Disposal Options for New Yorkers
Disposing of a Christmas tree is often one of the most daunting aspects of the post-holiday season. Fortunately, most municipalities try to make this chore as easy for residents as…
How to Improve Home Security and Safety
Recent reports from the FBI and the Council on Criminal Justice (CCJ) indicate that home burglary rates have dropped in the United States. The FBI Crime Data Explorer shows a…
Protect Your Home with These Holiday & Winter Fire Safety Tips
With early Black Friday sales everywhere you look, the holiday season is in full swing. Plus, this year’s late Thanksgiving means that Christmas will follow soon after. Those celebrating Hanukkah…
Halloween Safety Tips Play up the Treats, Minimize the Tricks
All Hallows’ Eve began as an ancient Celtic harvest festival, marked by parties and feasts. The feasts have been replaced by mountains of candy, but one part of the festival…
Fall Maintenance Checklist: 16 Tasks to Prepare Your Home for Winter
It’s official—autumn has arrived here in the Northeast. Spending a day or two this fall on a few annual maintenance tasks can help prevent common winter emergencies like home heating…
Understanding Other Structures Coverage in Homeowners Insurance: What’s Really Protected
What is considered Other Structures on homeowner’s insurance? You’d expect homeowner’s insurance to cover your home from damage, theft and liability. And it does. Your homeowner’s insurance can also offer…
14 Situations When You Need to Contact Your Insurance Partner
When should you contact your insurance agent/broker or insurance company? Of course, you need to contact them to file a claim or when an event may lead to a claim…
Do Insurance Needs Change When the Mortgage Is Paid Off?
Paid off your mortgage? Congratulations! Your monthly mortgage payment probably included extra funds for property taxes and insurance. Of course, you’ll still have to pay taxes. But now that you…
The Difference Between Contents and Structures Insurance Coverage
If you’ve ever purchased—or simply researched—property insurance, you’ve likely encountered the terms “contents” and “structures” coverage. In a nutshell, “structures” refers to the insured building and other structures, and “contents”…