Homeowners Insurance and Property Protection Insights
The following articles provide practical information for homeowners seeking to understand insurance, protect their property, and make informed decisions about coverage and risk. You’ll find guidance on common claims, coverage options, maintenance considerations, and tips to help safeguard your home and your investment.
What Kind of Insurance Do You Need for a NYC Brownstone?
New York’s brownstones are full of charm, but they also present unique risks when it comes to insurance. Their age, architecture, and historic value call for more than a basic…
Don’t Make These 10 Expensive Homeowners Mistakes
Owning a home can be complicated. You have to maintain it, repair it, pay for it, insure it and maybe even renovate it. It can also get expensive. According to…
Potential Insurance Benefits of Smart Home Devices
Smart home devices, such as security cameras and leak detectors, can help keep your home and family safe. They can also, depending upon your insurer, policy and location, lower your…
Fall Maintenance Checklist: 16 Tasks to Prepare Your Home for Winter
It’s official—autumn has arrived here in the Northeast. Spending a day or two this fall on a few annual maintenance tasks can help prevent common winter emergencies like home heating…
How to Survive a Challenging Insurance Market
You’ve heard the saying “it’s not what you know, it’s who you know.” At City Building Owners Insurance, we make it our business to know what and who. Specifically, we…
Common Misconceptions About Insurance Premium Increases
Insurance providers look at many factors when determining what rate and coverage to offer at renewal. The inherent complexity of the insurance industry can leave property owners confused about the…
6 Steps for Choosing the Right Homeowners Insurance
Moving into a new home is an exciting event. Less exciting, but critically important, is selecting a homeowners’ insurance policy to protect your new home and everything in it. Choosing…
Aging in Place? Insurance and Safety Tips for Empty Nesters and Retirees
While some choose to downsize or move into a retirement community, many older Americans would rather stay in the familiar setting of their own home. With proper planning, many seniors…
What Is Loss of Use Coverage and What Does It Cover?
Many homeowners’ insurance policies include Loss of Use coverage, also known as Additional Living Expenses (ALE) coverage. If damage from a covered event requires you to move out of your…
Can Your Homeowners Insurance Weather Storm Season?
Many homeowners who don’t live in areas prone to flooding assume that their homeowners’ insurance policy will protect them during storm season. For homeowners in the mid-Atlantic, especially the New…