Homeowner Articles
Fall Maintenance Checklist: 16 Tasks to Prepare Your Home for Winter
It’s official—autumn has arrived here in the Northeast. Spending a day or two this fall on a few annual maintenance tasks can help prevent common winter emergencies like home heating…
How to Survive a Challenging Insurance Market
You’ve heard the saying “it’s not what you know, it’s who you know.” At City Building Owners Insurance, we make it our business to know what and who. Specifically, we…
Common Misconceptions About Insurance Premium Increases
Insurance providers look at many factors when determining what rate and coverage to offer at renewal. The inherent complexity of the insurance industry can leave property owners confused about the…
6 Steps for Choosing the Right Homeowners Insurance
Moving into a new home is an exciting event. Less exciting, but critically important, is selecting a homeowners’ insurance policy to protect your new home and everything in it. Choosing…
Aging in Place? Insurance and Safety Tips for Empty Nesters and Retirees
While some choose to downsize or move into a retirement community, many older Americans would rather stay in the familiar setting of their own home. With proper planning, many seniors…
What Is Loss of Use Coverage and What Does It Cover?
Many homeowners’ insurance policies include Loss of Use coverage, also known as Additional Living Expenses (ALE) coverage. If damage from a covered event requires you to move out of your…
Can Your Homeowners Insurance Weather Storm Season?
Many homeowners who don’t live in areas prone to flooding assume that their homeowners’ insurance policy will protect them during storm season. For homeowners in the mid-Atlantic, especially the New…
Enjoy the Outdoors with These Summer Safety Tips
With kids out of school and sunshine (usually) in abundance, the summer months are the perfect time to enjoy the outdoors. As the song says, the living may be easy,…
Are These Hidden Hazards Lurking in Your Home?
Don't wait until it is too late - spot hidden home hazards now.Many homes, especially older ones, harbor potentially expensive problems that aren’t obvious—until they are. Electrical systems can fail…
A Homeowner’s Checklist for Home Improvement Projects
For many homeowners, warmer weather means home improvement projects around the house and yard. Whether large or small, follow these steps before starting a project or hiring a contractor to…