Homeowners Insurance and Property Protection Insights
The following articles provide practical information for homeowners seeking to understand insurance, protect their property, and make informed decisions about coverage and risk. You’ll find guidance on common claims, coverage options, maintenance considerations, and tips to help safeguard your home and your investment.
Protect Your Home with These Holiday & Winter Fire Safety Tips
Thanksgiving marks the official start of the holiday season here in the U.S. This uniquely American holiday also ushers in the months with the highest rate of home fires. More…
How to Protect Yourself from Porch Pirates
The fanciful name hides an ever-growing crime. Each year, porch pirates are stealing packages worth billions from porches, stoops, vestibules, lobbies and doorsteps. In New York City alone, according to…
How Do I Calculate the Replacement Cost of My Home?
When it comes to insuring your home, you need to think in terms of replacement cost, not market value. Replacement cost reflects the amount required to rebuild your home, as…
Halloween Safety Tips Play up the Treats, Minimize the Tricks
All Hallows’ Eve began as an ancient Celtic harvest festival, marked by parties and feasts. The feasts have been replaced by mountains of candy, but one part of the festival…
What Kind of Insurance Do You Need for a NYC Brownstone?
New York’s brownstones are full of charm, but they also present unique risks when it comes to insurance. Their age, architecture, and historic value call for more than a basic…
Don’t Make These 10 Expensive Homeowners Mistakes
Owning a home can be complicated. You have to maintain it, repair it, pay for it, insure it and maybe even renovate it. It can also get expensive. According to…
Potential Insurance Benefits of Smart Home Devices
Smart home devices, such as security cameras and leak detectors, can help keep your home and family safe. They can also, depending upon your insurer, policy and location, lower your…
Fall Maintenance Checklist: 16 Tasks to Prepare Your Home for Winter
It’s official—autumn has arrived here in the Northeast. Spending a day or two this fall on a few annual maintenance tasks can help prevent common winter emergencies like home heating…
How to Survive a Challenging Insurance Market
You’ve heard the saying “it’s not what you know, it’s who you know.” At City Building Owners Insurance, we make it our business to know what and who. Specifically, we…
Common Misconceptions About Insurance Premium Increases
Insurance providers look at many factors when determining what rate and coverage to offer at renewal. The inherent complexity of the insurance industry can leave property owners confused about the…